Senior Commercial Credit Decisioning Lead

• Acts as the final decision authority on commercial loan applications
• Follows sound lending practices, policies and procedures
• Responsible for financial analysis of complex loans/industries/Customers
• Contributes to team responsibility for ensuring satisfactory audit, loan review, and other loan quality metrics
• Supports Credit Management strategic initiatives
• Ensures compliance with established underwriting guidelines, quality and production guidelines, and Federal Banking Regulations
• Renders final credit decision within individual lending authority limits
• Determines necessary conditions of lending and closing
• Acts as a mentor and participates in the ongoing development of the Underwriting Staff
• Performs historical business financial analysis and cash flows
• Contributes to discussions of policy and standards adjustments

Requirements Undergraduate degree preferred 10+ years of relevant commercial lending relationship management, underwriting, and/or adjudication experience Prior lending authority >/= $1 million preferred Small Business Administration/Agency, Healthcare Practice Solutions, or other specialty lending experience preferred Able to operate in a highly professional, systems-based environment Proven analytical and research skills Demonstrated problem solving skills and the ability to blend technical knowledge and good business judgment Proven organizational, multi-tasking, analytical, time management and decision-making skills Ability to meet deadlines Strong communication skills, both verbal and written Strong interpersonal skills and a team orientation Ability to work with various levels of business partners Computer literacy with a variety of software programs ATS Optimization Keywords Below are skills and terms extracted directly from this job posting to improve Applicant Tracking System (ATS) visibility. This unique feature helps candidates tailor their applications more effectively — a feature exclusive to JobTailor job listings. Hard Skills Financial Analysis Loan Underwriting Credit Decision Authority Lending Practices Audit and Loan Review Cash Flow Analysis Policy and Standards Adjustment Decision-Making Skills Analytical Skills Problem Solving Skills Soft Skills Strong Communication Skills Interpersonal Skills Team Orientation Organizational Skills Time Management #J-18808-Ljbffr Jobtailor