Collateral Analyst - Northern Ohio

Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences. Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 14 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do. SCHEDULE: Full Time, Onsite TRAVEL REQUIRED: 50% - 75% Compensation: The salary range for this position is estimated to be $60,265.00 – $125,909.00 annualized, which reflects the company’s current estimate of the potential compensation range at the time of posting. This salary range reflects the anticipated compensation for this position and represents one component of the total rewards package. Final compensation will be determined based on factors such as experience, skills, education, qualifications, and allotted budget. The organization offers a comprehensive benefits program as part of its overall compensation strategy, and salary ranges are reviewed periodically to remain aligned with market conditions. Benefits At A Glance Eligible team members have access to a comprehensive benefits package that includes: Medical, dental, and vision insurance Well-being and fitness reimbursement programs Paid vacation, sick leave, and holidays 401(k) plan with company contributions and matching opportunities Paid parental leave Short-term and long-term disability coverage Tuition reimbursement and professional development programs Community involvement and volunteer opportunities Variable compensation opportunities for eligible positions About Our Opportunity Conducts appraisals and/or valuations of association loan collateral and acquired properties, including chattel appraisals and site inspections for environmental risks. Provides adequate and accurate collateral and valuation information to aid the association in the decision-making process. Develops and maintains comparable sales information. Proactively embraces opportunities to share ideas and fosters an environment that exhibits our association's purpose and values. This role applies solid functional knowledge and sound judgment to deliver dependable, high-quality work with minimal direction. Team members at this level manage moderately complex responsibilities, balance priorities effectively, and contribute meaningful insights that support team and functional performance. They are trusted to navigate varied situations, identify improvement opportunities, and operate with increasing autonomy.How You Will Spend Your Time Conducts timely, high-quality, and credible appraisals and valuations of loan collateral and acquired properties, including determining highest and best use, analyzing property and market characteristics, identifying environmental risks, applying accepted valuation methods, and supporting conclusions through well-documented appraisal/valuation reports. Collects, investigates, documents and maintains comparable sales data which includes searching public records, verifying sale conditions and financing terms, making property inspections, abstracting sale price, platting legal descriptions, and documenting results. Analyzes market trends, comparable sales, adjustment factors, depreciation, capitalization rates, and valuation methodologies, and clearly communicates analytical results. Provides consultative support on valuation issues, market trends, and environmental risk considerations to internal and external stakeholders. Supports effective team operations and customer service by coordinating coverage, maintaining availability, representing the association at offices and industry events, and performing other assigned duties such as non-local appraisals/valuations, appraisal reviews, chattel valuations, and fee service assignments. Manages assigned work with minimal direction delivering a high degree of accuracy, quality and timely completion. Applies functional knowledge and judgment to evaluate information and make informed decisions. Anticipates needs, manages competing priorities, and proactively communicates status or risks. Supports process improvements by identifying gaps and recommending practical solutions. Collaborates effectively across teams to advance shared goals and business outcomes. Serves as a resource to less experienced team members through informal guidance. Education & Experience High School Diploma/GED with 7 years relevant experience required. Bachelor's degree with 3 years relevant experience preferred. Associate Appraisal License or Licensed/Certified Residential or Certified General state license with at least two years of appraisal experience is preferred. Mental & Physical Requirements While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance. Reasonable accommodations will be considered for individuals as requested.Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits. Farm Credit Mid-America is an equal opportunity employer, and all applicants will receive consideration for employments without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law.

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