Independent Field Adjuster Northern California

Job Description

Job Description

Independent Field Adjuster

Do LESS Work and EARN More than a traditional insurance field adjuster. If you’re tired of corporate red tape, endless paperwork, low pay for high effort—this is for you. We’re a smaller, relationship‐driven company where your work is valued, your time is respected, and your earning potential is higher. Enjoy meaningful work where you get to help people and love the challenge of combining your insurance, construction, and people skills together.

Job Summary

As our Adjuster, you’ll choose to telework or on-site in the field locally or out of town/state, at various residential sites. You will evaluate a loss by assessing damage, documenting conditions and ASOR, determine key factors in accordance with policy terms, and write up the build‐back Xactimate estimate .

This role is ideal for someone who enjoys problem‐solving, producing organized accurate estimates, and is knowledgably in insurance coverage and construction restoration.

Key Responsibilities

Loss Assessment

• Conduct inspections of residential property damage
• Compile a detailed photos report, sketch of measurements, and accompanying notes
• Identify any necessary tests potentially needed to verify/accompany findings

 

Damage Estimation

• Write detailed Xactimate estimates (build‐back scope)
• Gather material samples as required for additional testing, when needed
• Apply construction expertise and critical thinking to produce precise, well‐supported ASOR.

 

Documentation & Reporting

• Compile clear, well organized, comprehensive reports
• Submit completed reports in a timely manner

 

Customer Service & Communication

• Represent the company professionally and respectfully
• Be punctual for scheduled appointments
• Maintain good communication with department head.

 

Required Qualifications

• Minimum 3 years property field adjusting experience.
• Xactimate Level 2 proficiency, minimum
• Hands‐on, in field, experience writing Xactimate estimates
• Comfortable climbing roofs, when necessary
• Strong understanding of insurance policies, coverages, and claim processes
• Experience in wind, fire, smoke, flood, and snow/ice, and water losses required
• Valid driver’s license
• Have reliable transportation, computer, mobile device, digital camera, ladder, and other miscellaneous items necessary to perform adjuster responsibilities.
• Must have Xactimate and Microsoft 365 subscriptions.

 

Advanced Candidate Skills (Preferred)

• Mitigation remediation knowledge (including smoke)
• Construction background (Higher pay/bonus for demonstrated ability to understand building plans and relate them into Xactimate scope items in the Build-back estimate).
• Multi-state claims experience in field
• Multi-carrier Certifications
• CAT experience
• Earthquake claim experience
• Drone operation skills
• Experience using 3D scans / virtual property software
• Strong analytical thinking and problem‐solving ability

 

Work Range & Compensation

• Employment Type: Independent Contractor (1099).
• Pay Structure: Compensation is per‐diem and job‐based, determined by experience, skill level, and assignment complexity.
• Schedule & Availability: Part‐time with the potential to transition into full‐time based on performance and operational needs.
• Work Locations: Local, remote, and telecommute opportunities available.
• Travel Requirements:
• • Local in‐field assignments may require commute times of up to two hours.
  • Optional out‐of‐state deployments available, including paid flights and travel bonuses.

 

\nCompany Description

Your Insurance Restoration Department. Storm Pro manages the entire insurance process from start to finish. With over 35 years of combined construction & insurance experience, we prepare professional estimates, document property damage, communicate with insurance carriers, negotiate claims, & work to maximize the funding available for repairs. Our clients frequently receive significantly higher insurance settlements than they would have secured on their own. We don't simply guide homeowners & contractors through the insurance process—we get it done. For contractors, we're your Insurance Restoration Department. For homeowners, we help secure the funding needed for a quality repair. We Handle the Claim. You Focus on What You Do.

Company Description

Your Insurance Restoration Department. Storm Pro manages the entire insurance process from start to finish. With over 35 years of combined construction & insurance experience, we prepare professional estimates, document property damage, communicate with insurance carriers, negotiate claims, & work to maximize the funding available for repairs. Our clients frequently receive significantly higher insurance settlements than they would have secured on their own. We don't simply guide homeowners & contractors through the insurance process—we get it done. For contractors, we're your Insurance Restoration Department. For homeowners, we help secure the funding needed for a quality repair. We Handle the Claim. You Focus on What You Do.