Credit and Collections Analyst

Job Summary

Arcosa Aggregates is seeking a Credit and Collections Analyst based out of our Arlington, TX office to oversee

credit risk assessment and collection activities for key accounts in our East Region. This role is responsible for

assessing customer creditworthiness, ensuring timely collections, and minimizing financial risk while maintaining

strong customer relationships. The ideal candidate will have experience in the construction, aggregates, or

manufacturing industries, a deep understanding of B2B credit and collections processes and experience with lien

laws, and the ability to work in a fast-paced environment.

Day to Day

Credit & Risk Management

• Evaluate customer creditworthiness by reviewing financial statements, credit reports, and payment history.
• Establish and adjust credit limits and payment terms based on risk assessment and business needs.
• Monitor accounts for credit risk exposure and provide recommendations to mitigate financial risk.
• Collaborate with sales and finance teams to align credit decisions and customer terms.

Collections & Accounts Receivable Management

• Manage a portfolio of accounts to ensure timely collections and reduce past-due balances.
• Proactively contact customers via phone and email to resolve outstanding invoices and payment disputes.
• Investigate and resolve discrepancies, deductions, and short payments.
• Escalate delinquent accounts and recommend appropriate actions, including legal proceedings if necessary.
• Ensure adherence to industry-specific collection practices, including lien rights and bond claims.

Process Improvement & Compliance

• Identify opportunities to enhance credit and collections processes for efficiency and effectiveness.
• Maintain compliance with company credit policies, industry regulations, and accounting standards.
• Keep accurate documentation of credit approvals, collections efforts, and customer communications.

About You

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• 3-5 years of experience in credit analysis, accounts receivable, and collections, preferably in the aggregates, construction, or manufacturing industries.
• Strong knowledge of B2B credit risk assessment, financial analysis, and collections best practices.
• Experience with lien laws, bond claims, and other industry-specific collection tools is a plus.
• Proficiency in ERP systems (SAP, Oracle, JD Edwards, or similar) and Microsoft Office (Excel, Word, Outlook).
• Excellent negotiation, communication, and problem-solving skills.
• Ability to work independently and collaboratively in a fast-paced environment.
• Strong attention to detail and ability to analyze large amounts of data.
• Experience in the aggregates, construction materials, or manufacturing industry.
• Knowledge of lien rights and credit regulations specific to Texas and surrounding states.
• Professional certification (e.g., Certified Credit & Collections Professional - CCCP).

Benefits

Arcosa is proud to offer competitive benefits and programs to help you and your family meet your healthcare and retirement planning needs. The various benefits offered to employees based on eligibility may include:

• Medical, Dental, and Vision Insurance
• Paid vacation and sick time
• 401k with Employer Match
• 11 paid Company holidays
• Life Insurance
• Short-Term and Long-Term Disability Insurance
• Tuition reimbursement
• Health & Wellness Programs
• Flexible Spending Accounts
• Employee Discount Programs
• Professional Training and Development Programs
• Career Advancement Opportunities - We like to promote from within!

The above statements describe the general nature and responsibilities of the position. All employees may be required to perform other duties or responsibilities as assigned.

Arcosa Aggregates is an Equal Opportunity Employer. We activate the potential of our people, care for our customers, optimize operations, integrate sustainability, and promote a results-driven culture aligned with long term value creation.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.