Senior Business Analyst - Mortgages/Lending

NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now.

Key Responsibilities

• Analyze existing mortgage processes, products, and customer journeys to identify improvement opportunities.
• Conduct business, process, and cost analysis to support strategic and operational decision-making.
• Investigate business problems, perform root cause analysis, and recommend practical solutions.
• Facilitate and lead workshops with business stakeholders to gather requirements and validate proposed solutions.
• Elicit, document, and manage business requirements, user stories, process flows, and functional specifications.
• Create current-state and future-state process maps using industry-standard methodologies.
• Collaborate with business, operations, compliance, and technology teams to design and implement new mortgage journeys and process enhancements.
• Prepare high-quality presentations, business cases, and executive-level documentation.
• Support impact assessments, gap analysis, solution design discussions, UAT planning, and change management activities.
• Act as a bridge between business and technology teams to ensure successful delivery of requirements.

Required Skills & Experience

Domain Expertise

• Strong experience in Mortgage and Lending domain .
• Good understanding of mortgage lifecycle, including:
  • Loan Origination
  • Underwriting
  • Credit Assessment
  • Loan Processing
  • Mortgage Servicing
  • Regulatory and Compliance considerations

Business Analysis Skills

• Business Requirements Gathering
• Process Analysis and Optimization
• Cost-Benefit Analysis
• Gap Analysis
• Root Cause Analysis
• Stakeholder Management
• Workshop Facilitation
• Business Case Development
• Process Mapping and Journey Mapping

Documentation & Presentation

• Excellent documentation skills.
• Strong PowerPoint and business presentation skills.
• Ability to prepare professional reports, business proposals, and executive summaries.
• Proficiency in MS Office Suite (Excel, Word, PowerPoint, Visio).

Communication & Stakeholder Management

• Excellent verbal and written communication skills.
• Experience working with senior business stakeholders.
• Ability to influence decision-making through analytical insights and structured recommendations.

Preferred Skills

• Experience working in Agile/Scrum environments.
• Familiarity with JIRA and Confluence.
• Exposure to digital mortgage transformation initiatives.
• Experience working with distributed/onshore-offshore teams.

About NTT DATA

NTT DATA is a $30 billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long term success. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure and connectivity. We are one of the leading providers of digital and AI infrastructure in the world. NTT DATA is a part of NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. Visit us at  us.nttdata.com

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