VP, Portfolio Relationship Manager, C & I

Job Opportunity At Banc Of California

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation's premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreet. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

The opportunity involves managing, underwriting, and servicing a portfolio of primarily lower complexity business clients including deposit accounts & loans. Increases client retention for the bank by building successful relationships with the portfolio clients. Acts as the primary banking contact for the subject clients. Identifies the appropriate areas in the bank to provide solutions for clients on lending, depository, or treasury management needs. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

To make a difference, the candidate will manage a portfolio of primarily business clients; prepare a relationship plan and calling schedule for each client. Complete all required loan portfolio management, including reviews, renewals, modifications, risk rating certifications, covenant compliance. Call on clients to discuss and promote all bank products and services in order to establish a strong client banking relationship. Build strong relationships with internal referral sources. Identify business opportunities and solicit referrals of other bank products or services and/or external referrals from existing customers. Develop a strong understanding of the company, industry, business and needs to assist in client servicing. Bring in product specialists, as necessary, to help problem-solve or structure transactions. Exercise sound credit and risk judgment in reviewing transactions. Recommend approval of credits meeting the bank's credit standards. Ensure the quality of all business introduced to the bank. Monitor portfolio for quality, risk, and adherence to policy. Work with the appropriate staff departments to resolve issues. Prioritize workload and follow up with pending information in a timely manner. Work independently and take the initiative to complete assigned duties on schedule. Manage all system updates in a timely and accurate method. Follow policies and procedures; complete tasks correctly and on time; support the company's goals and values. Perform other duties and projects as assigned.

The candidate should have a bachelor's degree from an accredited college or university or equivalent work experience. Minimum of eight (8) years of experience in commercial and other related forms of lending and portfolio products; or equivalent combination of education, training and experience. Previous experience in relationship management required. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA). Advanced skills in computer terminal and personal computer operation; mainframe computer system; word processing, spreadsheet and specialty software programs. Intermediate knowledge of related state and federal banking compliance regulations governing lending including but not limited to fair lending, privacy, RESPA as well as company operational policies and procedures, and the company's products and services. Intermediate math skills; calculate interest and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. Excellent organizational and time management skills. Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees. Ability to make decisions that have significant impact on the immediate work unit. Ability to organize thoughts and ideas into understandable terminology. Ability to organize and prioritize own work schedule on a short-term and long-term basis. Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations. Ability to work with little to no supervision while performing duties.

Banc of California supports the career growth of its team members through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best. Financial security is provided through the company's 401k plan which includes a company match and immediate vesting. Health & well-being is supported through comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). Building & supporting your family is supported through partnerships with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. Paid time away is provided through paid vacation days, holidays, and volunteer time off. Career growth opportunities are supported through tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.