Independent Insurance Agent - Life Insurance

Job Description

Job Description

The Smith Family Agency | Independent Brokerage | 10+ Carrier Partners | 1099 / 100% Commission Opportunity

BUILD SOMETHING THAT'S YOURS

What if your career gave you the opportunity to earn based on your performance, build a business instead of simply working in one, and make a meaningful difference for families along the way?

The Smith Family Agency has been in the life insurance business since 2019. As an independent brokerage with access to 10+ carrier partners, we've grown year over year — closing out 2025 with nearly** $3 million in premium sales.** But the numbers we're proudest of aren't the sales. They're the families we've protected and the agents who've built real success here.

This isn't a shortcut or a get-rich-quick opportunity. But for the right person, it can become an extraordinary career.

** The Opportunity**

This can become an extraordinary career. You can earn significant income, build freedom, protect families, build a business, and become a leader. But none of that happens automatically. You will have to work.

WHAT SUCCESS HERE REQUIRES

We believe in being upfront about what this business takes. Success in this business requires:

• The willingness to have real conversations and hear "no."
• Consistency in prospecting and following up.
• The discipline to study, practice, and improve.
• The ability to accept coaching and apply feedback.
• Financial preparation while building your business.
• Accountability for your activity, results, and client experience.

This is a 1099, 100% commission opportunity. There is no salary or hourly wage.

And getting your license is only the beginning. A license gives you permission to begin learning. It does not make you a professional. Your habits, discipline, skill, character, and consistency determine what happens next.

** Who We’re Looking For**

We're not trying to hire everyone.

We're looking for people who already know how to work, lead, serve, and show up when things get hard.

You should be:

• Hardworking — you don't need someone standing over you to be productive.
• Coachable — you're willing to learn and apply what you're taught.
• Resilient — rejection and setbacks don't stop you.
• Accountable — you take ownership of your results.
• Disciplined — you understand that freedom requires responsibility.
• Driven — you want to improve, compete, and build something.
• **People-oriented **— you're comfortable communicating, listening, and building trust.
• Entrepreneurial — you want to build a business, not simply clock into a job.

People who often thrive in this business come from backgrounds such as teaching, first response, military, sales, hospitality, small business ownership, and coaching. But you don't need one of those titles.

If you've led, served, sold, coached, built, competed, or learned how to keep showing up when things get hard — you may have what it takes to build something here.

** Job Details**

• Job Type: Full-time or part-time
• Compensation: 1099, commission-only position
• Income Potential: $50,000-$150,000+ based on performance
• Schedule: Flexible, set your own hours
• Location: Nationwide

What We Provide

We provide the training, tools, coaching, systems, and support . You provide the effort and execution.

You'll have:

• Access to 10+ carrier partners.
• A proven system for building your business.
• Ongoing coaching and mentorship.
• Training and professional development.
• The ability to work independently with a team behind you.
• A path to build a business — and eventually lead one.
• The opportunity to genuinely protect families for a living.

We expect you to show up, do the work, follow the system, stay coachable, track your activity, take ownership, and serve clients with integrity.

We're not looking for someone who wants to be handed a business. We're looking for someone who wants to build one.

** How To Apply**

If you're looking for a guaranteed paycheck, predictable days, or a position where someone tells you exactly what to do every hour — this probably isn't for you. If you're willing to learn, work, get uncomfortable, and take ownership of your results — this could become something much bigger than a job. IT COULD BECOME YOUR BUSINESS. If that sounds like the kind of challenge you're looking for, we want to hear from you . Come prepared to tell us why you're the kind of person who will succeed here.