Credit Officer, Vice President - Banks & Broker Dealer Teams

Vice President, Banks & Broker Dealers Team

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Vice President in the Banks & Broker Dealers team, you manage and oversee credit risk exposure across a diverse portfolio of financial institutions, including banks, broker dealers, and fintech clients. You will leverage your analytical expertise and industry knowledge to evaluate creditworthiness, support transaction execution, and provide ongoing risk monitoring. This role offers the opportunity to lead complex credit initiatives, collaborate across business lines, and contribute to strategic decision-making while mentoring junior team members.

Job Responsibilities:

• Manage credit exposure for a portfolio of North American banks, broker dealers, fintech's, credit unions, and other financial institutions
• Lead due diligence and evaluate credit requests across a range of products and risk exposures
• Assess and assign risk grades while performing ongoing monitoring of client credit profiles
• Execute and oversee transactions, including credit analysis, approval materials, and documentation
• Collaborate with bankers, legal, finance, and operations to support credit decision-making
• Monitor market, regulatory, and industry developments impacting financial institutions
• Evaluate financial statements and perform in-depth credit analysis to inform decisions
• Manage intraday liquidity facilities and market-related credit exposures (derivatives, trading, financing)
• Lead discussions with stakeholders regarding credit strategy and client risk positioning
• Mentor and develop junior credit officers to enhance team capabilities
• Drive process improvements and contribute to key risk and operational initiatives

Required Qualifications, Capabilities, and Skills:

• 7+ years of experience in financial services, including investment banking or similar environments
• Demonstrated experience in credit risk and/or market risk
• Strong knowledge of financial institutions and related products
• Proficiency in financial statement analysis and accounting principles
• Solid understanding of corporate finance and market dynamics
• Experience negotiating loan and trading documentation
• Strong verbal and written communication skills with a client-focused mindset
• Ability to perform effectively under pressure in a fast-paced environment
• Proven ability to manage multiple transactions and priorities simultaneously
• Advanced proficiency in Excel, PowerPoint, and Word
• Strong analytical and problem-solving skills with sound credit judgment

Preferred Qualifications, Capabilities, and Skills:

• Experience working with banks, broker dealers, or other financial institutions
• Familiarity with derivatives, trading products, and structured finance transactions
• Prior experience managing a diverse credit portfolio
• Demonstrated leadership and team development experience
• Strong stakeholder management and cross-functional collaboration skills
• Knowledge of regulatory frameworks impacting financial institutions
• Track record of contributing to process improvements or strategic initiatives

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.