Senior Fraud & Risk Analyst

Woods & Co Recruitment has partnered with a fast-growing Australian fintech that just launched in the U.S. Their platform lets businesses earn points and rewards for everyday payments like bills, suppliers, and wages, turning routine transactions into real value. With recent funding to support U.S. expansion, they’re now building their first U.S. team in Dallas. We’re looking for a Senior Risk & Fraud Analyst to sit right at the intersection of money movement, data, and crime prevention . Your job will be to stop bad transactions without blocking good customers —which is harder than it sounds. This opportunity will give you the chance to truly own the Risk & Fraud department as the first hire here in the US. What's in it for you? $90,000 - $105,000 20 days PTO | 10 days Personal Leave | 12 Federal Holidays observed 100% coverage of Medical & Dental + $100 commuter bonus Unrivalled career growth opportunities | They are a rocket ready to launch Downtown Dallas office location What do you do? Monitor and investigate payment transactions to identify and stop fraudulent activity Develop, implement, and optimize fraud detection rules and risk controls Analyze data trends to detect emerging fraud patterns and reduce financial losses Manage chargebacks and disputes, improving win rates and minimizing exposure Collaborate with product, engineering, and compliance teams to enhance fraud prevention systems Lead risk strategy initiatives, including defining risk thresholds and mentoring junior analysts What do you need? Proven experience analyzing large transaction datasets (SQL, Excel, or Python) to identify fraud patterns and trends Hands‑on experience with fraud detection tools and payment platforms (e.g., Stripe Radar, Sift, Riskified) Strong understanding of payment ecosystems (cards, chargebacks, ACH, wallets) and how fraud occurs within them Demonstrated ability to build, test, and optimize fraud rules or risk strategies to balance approval rates vs. losses Experience handling investigations, including account takeovers, disputes, and complex fraud cases end-to-end Track record of working cross‑functionally with product, engineering, and compliance teams to improve risk systems We are an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. #J-18808-Ljbffr