Directors, Transaction Approval and Advice Management

Title: Directors, Transaction Approval and Advice Management Employer: ING Financial Services, LLC Location: New York, NY Salary range: $212,000 - $273,000 Job Description: Serve as Local Risk Manager for ING’s Trade & Commodity Finance, as well as Senior Credit Officer for Telecom, Media and Technology business. Provide independent credit-risk oversight for complex structured-lending transactions. Apply mandate authority to review, advise, and approve transactions including borrowing-base, pre-export, repo, and inventory finance facilities- ensuring compliance with ING’s global credit-policy framework, U.S. regulatory standards, and established risk-appetite statements. Coordinate with Front Office, Deal Administration, and internal control functions to evaluate credit quality, collateral adequacy, and exposure limits. Interpret and implement group risk policies issued from Amsterdam, aligning regional practices with ECB/DNB oversight and US governance requirements (SOx, Audit). Direct quarterly portfolio review and watch-list processes, complete risk ratings, monitor emerging credit or market risks, and mentor junior relationship managers and analysts on risk policy and structured-finance principles. Represent Risk in cross-functional committees, contributing to development of sector-specific risk-appetite and credit-guideline frameworks for the Americas franchise. Minimum Requirements: Bachelor’s degree or foreign equivalent in any field and 7 years of risk management experience in any occupation involving Wholesale Banking industry. Experience must include: minimum 5 years of experience as a Risk Manager: credit risk management processes, systems and concepts including risk identification, analyzing client, sector, and transaction-specific exposures to pinpoint emerging credit, market, and structural risks; originating and executing complex lending transactions in various sectors in domestic US and international markets; regulatory processes affecting lending, capital requirements and compliance matters; counterparty and market risk and non-financial risk; financial markets products including interest rate, commodity and FX derivative products, ISDA terms and negotiation; coordinating with internal departments and relevant external parties including clients, other banks, advisors, and audit; overall risk management responsibility for lending, financial markets, operation, compliance and market; managing all relevant internal processes from a risk management perspective; formulating sector-product specific risk appetite for an assigned portfolio; credit quality and borrower performance in the portfolios; interacting as primary counterpart of Front Office account managers, Deal Principals and senior management on all matters related to credit risk; providing strategic view on relevant risk drivers and mitigation; supporting internal counterparts in the preparation, structuring, documentation and booking of transactions; ensuring compliance of transaction structure and documentation in line with credit approval; contributing to the development of credit risk procedures, risk models and drivers and monitoring adherence; and representing risk in intra-departmental projects. #LI-DNI We’re a global bank with a strong European base, and our more than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries. Joining ING means working with friendly and collaborative people towards making a positive impact on people and planet. We believe in empowering the people around us and our customers to stay a step ahead. Working here means having the autonomy to drive progress, helping to create superior customer value and contributing to our ambition of putting sustainability at the heart of everything we do. Here, we’re more than just a workplace – we’re a community of innovators, problem-solvers, and forward-thinkers, dedicated to making a real impact. Whether you’re just starting your career or seeking the next big challenge, we have opportunities that will inspire and push you to grow. Your future at ING starts with one application. Ready to join? We’ve got plenty of opportunities to match your skills and aspirations! Use the filters below the search bar – like location and job type – to help you find the perfect fit. Start exploring now and discover where your next career move could take you!