Commercial Loan Specialist

First Citizens Bank has an incredible opportunity for a Commercial Loan Specialist! This position will be responsible for managing to a high level of credit quality by providing expertise in structuring and documenting new and renewal commercial credits. It identifies and gathers relevant information to control the Bank's documentation risk as well as advising on appropriate loan and collateral structures compliant with loan policy, approved terms, and regulations. In addition, it will act as the liaison between Commercial Bankers, Credit Underwriters and Approvers, as well as with outside Professionals and internal partners, and provide oversight and administration of the construction loan process for assigned loans.

• Loan Closing - Coordinates all aspects of the commercial loan closing process, and prepares all documentation to ensure accuracy, completeness, and compliance with Bank standards and regulations. Collect due diligence needed to close loans in accordance with approval. Communicates and works with the appropriate party to resolve deficiencies.
• Loan Support - Engages all appropriate parties within the Bank as well as outside counsel and other 3rd party agents as required to ensure portfolios are supported with all necessary documentation, evaluations, and other crucial information.

• Risk Management - Identifies risk through review of loan documentation, approval, regulation, and policy requirements. Communicates identified risks and offers/facilitates solutions. Monitors construction process for assigned loans.

• Business Support - Assists management with additional tasks related to the commercial loan process as needed.

• Basic Requirements :
• • High School Diploma or GED and 6 years of experience in Commercial Loan Documentation OR
  • Bachelor's Degree and 2 years of experience in Commercial Loan Documentation
    
    
• Additional Skills and Experiences:
  • 4+ years of prior experience in banking, ideally as a Bank Teller, Universal Banker, or Lending Support
  • Strong working knowledge of the loan documentation and loan closing processes
  • Experience with:
    • Mortgages
    • Assigments of rents
    • Title documentation
    • Surveys
    • Ordering Appraisals
    • Environmental reports
    • Tax returns and supporting documents

• • Proficient in Microsoft Office Suite,Strong computer skills, and an ability to learn banking systems
  • Highly organized with a strong attention to detail
  • Strong ability to multitask
  • Professional written and verbal communication skills
  • Ability to work collaboratively with bankers and other internal partners

PLEASE NOTE: There are no remote capabilities for this position at this time . Ideal candidate must live within commuting distance of 3750 NW 87th Avenue in Miami, Florida.

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: #LI-KL1