Business Banking Relationship Manager

Overview Responsible for an assigned portfolio of loan and deposit relationships with small business clients. Solicit new business; manage risk and credit decisions; and service existing clients through the bank’s relationship management program. Work with branch partners to effectively sell to the business customer and cross‑sell other bank products. Primary Responsibilities Develop new banking relationships with business prospects. Service existing business banking client base. Achieve established goals as outlined by manager. Work with branch partners to maximize sales efforts to business customers and cross‑sell other products and services that the bank offers. Network with centers of influence to develop business, including accountants, attorneys, and other referral sources. Evaluate credit information and requests and recommend appropriate loan structure to manage risk. Negotiate with underwriters and clients to maximize revenue and minimize risk. Achieve sales goals: revenue $150M to $400M, loan production $4M to $8M, deposit balance production $400M to $2M. Manage loan portfolio $7.5M to $20M. Oversee approximately 15 to 40 relationship‑managed clients. Participate in all business banking and retail sales sprints. Achieve call targets and other product sales goals such as cash management, visa merchant, and others as assigned. Participate in civic and cultural organizations and programs. Utilize prescribed selling techniques to maximize sales opportunities. Scope of Responsibilities Sell effectively to prospects and clients. Manage and retain existing clients. Work closely with internal contacts to service clients. Education and Experience Required Bachelor’s degree or, in lieu of a degree, a minimum of 4 years of related sales/banking experience, or a combination thereof. Knowledge of personal computers and the software utilized by the department. Ability to read and analyze financial statements and tax returns. Sound credit skills necessary to evaluate loan requests. Good understanding of Cash Management, Merchant Service, Trade Services products offered to Business Banking customers and ability to identify sales opportunities for those product sets. Strong interpersonal and presentation skills. Compensation The pay range for this position is $94,400.00 – $157,400.00 Annual (USD). Location New Castle, Delaware, United States of America Equal Opportunity Statement M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. #J-18808-Ljbffr M&T Bank Corporation