Director, FinTech Product Management

Job Description

Purpose of the role

Product Managers are responsible for the leading the strategic focus of the product(s), defining the product vision, market strategy, and competitive analysis. They think about the product's future and how it will evolve over time. They work with various teams, including marketing, engineering, operations, and sales, to ensure everyone is aligned on the product strategy. They use data and market research to inform their decisions and prioritize product features.

Accountabilities

• Define Product Strategy: Accountable for defining a product strategy that aligns with business vision, managing capabilities, balancing short-term with long-term goals, ensuring that products meet market demands and drive growth.
• Cross functional alignment: Leadership of cross functional relationships, working with various cross-functional teams to ensure alignment of product strategy and goals.
• Risk and Control: Accountable for overseeing product risk management, including identification of potential risks, development of strategies to mitigate those risks, and maintenance of alignment between the product management and control functions.
• Product Development Lifecycle: Own product development lifecycle, from concept to launch, ensuring efficient processes, on-time delivery, and alignment with E2E customer expectations and experience. – working with product owners to drive change objectives.
• Deliver Product Goals and Performance: Deliver clear objectives and key outcomes to steer the product vision and ensure alignment with company’s business goals, financial targets, and strategic vision, driving long-term business success.
• Data driven decisions: Monitor product performance through data-driven analysis and insights, regularly assessing progress against objectives and adjusting the strategies as needed to optimise outcomes and maximise value for both business and customer.
• Customer-Centric Focus: Drive a customer -first approach across the product vision, ensuring customer insights, feedback, behaviours, and pain points are at the core of the product strategy and decision-making process.
• Business and financial acumen: Understanding pricing models, costs structures, and ROI to make financially grounded decisions regarding product development.

Director Expectations

• To manage a business function, providing significant input to function wide strategic initiatives. Contribute to and influence policy and procedures for the function and plan, manage and consult on multiple complex and critical strategic projects, which may be business wide..
• They manage the direction of a large team or sub-function, leading other people managers and embedding a performance culture aligned to the values of the business. Or for an individual contributor, they lead organisation wide projects and act as deep technical expert and thought leader, identifying new ways of working and collaborating cross functionally. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions..
• Provide expert advice to senior functional management and committees to influence decisions made outside of own function, offering significant input to function wide strategic initiatives.
• Manage, coordinate and enable resourcing, budgeting and policy creation for a significant sub-function.
• Escalates breaches of policies / procedure appropriately.
• Foster and guide compliance, ensure regulations are observed that relevant processes in place to facilitate adherence.
• Focus on the external environment, regulators, or advocacy groups to both monitor and influence on behalf of Barclays, when appropriate.
• Demonstrate extensive knowledge of how the function integrates with the business division / Group to achieve the overall business objectives.
• Maintain broad and comprehensive knowledge of industry theories and practices within own discipline alongside up-to-date relevant sector / functional knowledge, and insight into external market developments / initiatives.
• Use interpretative thinking and advanced analytical skills to solve problems and design solutions in often complex/ sensitive situations.
• Exercise management authority to make significant decisions and certain strategic decisions or recommendations within own area.
• Negotiate with and influence stakeholders at a senior level both internally and externally.
• Act as principal contact point for key clients and counterparts in other functions/ businesses divisions.
• Mandated as a spokesperson for the function and business division.

All Senior Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.

About the Role

Barclays is seeking an experienced Director, FinTech Product Management to lead the development, and execution of strategic FinTech initiatives across the Payments, FX & Liquidity portfolio. This role is responsible for translating global product strategy into regionally relevant solutions that drive client growth, operational efficiency, and revenue performance while maintaining the highest standards of governance, regulatory compliance, and risk management.

As a senior leader within the US Payments, FX & Liquidity Product Team, you will oversee strategic product investments, product modernization programs, and key FinTech initiatives that support Barclays' growth ambitions. You will work across Product, Technology, Sales, Operations, Finance, Risk, Legal, Compliance and external partners to deliver innovative client-focused solutions while influencing senior stakeholders globally.

The successful candidate will combine deep expertise in transaction banking, payments, FinTech partnerships, embedded finance, APIs, and digital ecosystems with strong leadership, commercial acumen, and execution capabilities. This individual will play a critical role in shaping the future of the Payments, FX & Liquidity franchise and building the next generation of client solutions.

Key Responsibilities

Strategic Product Leadership

• Support the development and execution of the Payments, FX & Liquidity product strategy, ensuring global consistency with regional relevance.
• Define strategic priorities and investment roadmaps aligned to Barclays' Transaction Banking objectives.
• Drive product simplification and modernization initiatives across the product portfolio.
• Identify market opportunities, emerging technologies, regulatory developments, and competitive trends to inform strategic decision making.
• Translate strategic objectives into measurable business outcomes and portfolio performance metrics.

Strategic Initiative Delivery & Execution

• Oversee planning, prioritization, execution, and delivery of strategic investment initiatives across Payments, FX & Liquidity.
• Lead cross-functional programs involving Product, Technology, Operations, Risk, Finance and Client Coverage teams.
• Drive successful execution of transformational initiatives, ensuring delivery against defined business outcomes.
• Establish clear governance frameworks, delivery milestones, and executive reporting mechanisms.
• Champion Agile and scaled delivery models to improve speed, transparency, and execution quality.

Financial Management & Investment Governance

• Own portfolio-level oversight of strategic investment initiatives across Payments, FX & Liquidity.
• Monitor financial performance, investment outcomes, benefits realization and delivery effectiveness.
• Conduct scenario modelling and investment analysis to support executive decision making.
• Prepare business cases and recommendations for investment prioritization and funding approvals.
• Partner with Finance and senior leadership teams to optimize return on strategic investments.
• Ensure all audit, regulatory and remediation commitments are delivered to the highest standard.
• Maintain effective product governance and control frameworks across the portfolio.
• Partner with Legal, Compliance, Financial Crime, Operations and Risk teams to manage product risk and regulatory obligations.
• Oversee product reviews, control assessments, regulatory change initiatives and governance forums.
• Ensure products operate within Barclays' risk appetite and control environment.

FinTech Strategy & Ecosystem Development

• Lead strategic relationships with FinTech partners, industry platforms, technology providers and third-party suppliers.
• Evaluate partnership opportunities that enhance Barclays' product capabilities and market position.
• Support sponsor banking, embedded finance, Banking-as-a-Service, APIs and emerging digital ecosystem strategies.
• Represent Barclays in strategic client engagements, industry forums and external market discussions.
• Drive innovation initiatives that create differentiated client solutions and commercial opportunities.

Stakeholder Leadership & Executive Engagement

• Develop and maintain strong relationships with internal and external stakeholders, including Corporate & Investment Bank Executive Forums, senior business leaders, third-party suppliers and strategic clients.
• Influence executive stakeholders and drive alignment across multiple businesses, functions and geographies.
• Present product strategy, delivery updates, investment recommendations and governance matters to senior leadership.
• Act as a trusted advisor on product strategy, execution and market developments.

People Leadership & Organizational Development

• Build, lead and develop a high-performing global team of product managers and product specialists.
• Foster a culture of accountability, innovation, continuous improvement and client focus.
• Mentor and coach product talent to support career development and succession planning.
• Establish clear performance objectives and development plans aligned with business priorities.
• Promote collaboration and knowledge sharing across regional and global teams.

Essential Skills & Experience

• Extensive experience in Transaction Banking, Payments, Treasury Management, FX and related client workflows.
• Deep understanding of FinTech business models, embedded finance, Banking-as-a-Service and digital ecosystem strategies.
• Proven experience leading strategic product portfolios and large-scale transformation initiatives.
• Strong knowledge of payment infrastructures, including ACH, Wire, SWIFT, ISO 20022, APIs and real-time payment solutions.
• Demonstrated success managing executive-level stakeholders and influencing strategic decisions.
• Experience managing financial performance, investment portfolios and business case development.
• Strong understanding of operational risk, regulatory compliance, audit management and governance frameworks.
• Track record of building and leading high-performing global teams.
• Excellent commercial, analytical, communication and leadership capabilities.
• Experience operating within a highly regulated financial services environment.

Preferred Qualifications

• Experience supporting FinTech, Payment Processor, Embedded Banking or Banking-as-a-Service propositions.
• Knowledge of sponsor banking, marketplace platforms, payment facilitators and digital commerce ecosystems.
• Understanding of AML, KYC, sanctions, third-party risk management and FinTech regulatory considerations.
• Experience presenting to executive committees, governance forums and board-level stakeholders.
• SAFe, Agile, Product Management or Change Management certifications.
• MBA or advanced business qualification.

What Success Looks Like

• Successful execution of strategic Payments, FX & Liquidity initiatives that deliver measurable business outcomes.
• A simplified, modernized product portfolio aligned to client and franchise priorities.
• Strong financial discipline and realization of strategic investment benefits.
• Consistent delivery against regulatory, audit and governance commitments.
• Improved client satisfaction, product adoption and commercial performance.
• Strong alignment between global strategy and regional market requirements.
• Development of a high-performing, engaged and diverse product organization.
• Enhanced market position through innovative FinTech capabilities and strategic partnerships.

Salary / Rate Minimum: $225,000

Salary / Rate Maximum: $300,000

The minimum and maximum salary/rate information above includes only base salary or base hourly rate. It does not include any another type of compensation or benefits that may be available.