Loss Recovery Representative

Westlake Warrior | Post-Late Stage Collections Dallas, TX | On-site

The Charged-Off Collector is responsible for managing and collecting on charged-off accounts to help recover assets and minimize loss for Westlake Financial. This position requires strong negotiation and listening skills, sound judgment, and the ability to make strategic decisions regarding repossession and settlements.

Contact customers via outbound and inbound calls to arrange payment solutions and bring accounts to resolution.

Negotiate payment plans based on customer circumstances while meeting daily and monthly performance goals.

Conduct extensive skip tracing to locate customers, vehicles, or potential leads.

Maintain accurate records of account activity, updates, and vehicle recovery progress.

Collaborate with team members to support department goals and share information on active cases.

Handle multiple priorities efficiently in a fast-paced, goal-driven environment.

Ensure confidentiality of all company operations, customer information, and technology systems.

Strong skip-tracing background with the ability to locate customers and collateral effectively.

Excellent communication, negotiation, and written skills with a professional, goal-oriented attitude.

Flexible availability able to work overtime and weekends as needed.

Proven ability to multitask and meet tight deadlines in a fast-paced environment.

Typing speed of at least 35 WPM with solid attention to detail.

Driven to meet goals and motivated to grow within the department.

Thorough understanding of state and federal collection laws, including the Fair Debt Collection Practices Act (FDCPA).

Minimum of 2 years of experience in the automotive finance industry, with knowledge of collections, repossession, and skip tracing.

Ability to assess and value collateral accurately.

Proficient with computer systems, including Microsoft Excel, Outlook, and other office software.

Comfortable using web-based applications and online skip-tracing tools.

High school diploma or equivalent required; college coursework preferred.

Medical, Dental, and Vision Benefits

Life Insurance, Flexible Spending Account

401K Matching

Employee Stock Ownership Program in a $14.2 Billion Company, Plus Company Matching

Wellness Program, Daily Team Exercises

Westlake University, Certification Programs

Career Path Opportunities

Discounts on Parks, Museums, Movie Tickets, and Attractions

AT&T Wireless Discounts

Employee Loan Assistance

Annual Flu Shots, Biometric Screenings

Paid Vacations Days

Paid Sick Days

Paid Holidays

Rental Car Discounts

Dell Member Purchase Program

UKG Wallet - Advance Pay

Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. This leads to cementing us as a leader in the automotive lending industry.

Westlake continues to grow its market share within the Auto Industry with assets in excess of 22B. We have business relationships in all 50 states, including Puerto Rico. We are looking to acquire talented individuals as we expand our market share. Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 22,000 dealer partners throughout North America.

We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.

We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.

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Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Westlake Financial Services