Senior Reinsurance Analyst

APCO Holdings partners with dealerships across North America to deliver innovative vehicle protection products and services that enhance the ownership experience for customers and drive growth for our partners. Through our family of brands, we bring together industry expertise, technology, and data-driven insights to help dealers strengthen their finance and insurance performance and build lasting relationships with their customers.

Our teams work collaboratively across operations, technology, risk, finance, marketing, and sales to deliver solutions that create measurable value and support the continued growth of APCO and the partners we serve.

We are looking for a Senior Reinsurance Analyst to serve as a strategic partner within APCO's risk and finance organization. In this role, you will lead complex reinsurance reporting and analysis initiatives, support critical business decision-making, and help strengthen the organization's overall risk management strategy.

What You'll Do

Reinsurance Reporting & Financial Analysis

• Oversee the accuracy and integrity of monthly and quarterly reinsurance accounting and reporting
• Prepare and review financial statements, cession statements, and reporting packages for insurance and reinsurance partners
• Reconcile and validate large data sets across multiple reporting systems and operational sources
• Develop and maintain reinsurance dashboards, analytics, and ad hoc reporting tools

Risk Management & Strategic Support

• Serve as a subject matter expert on reinsurance structures, including CFCs and NCFCs
• Conduct forward-looking risk analysis and forecasting to identify trends, exposures, and opportunities
• Provide analytical insights and recommendations that support strategic business decisions
• Partner cross-functionally with finance, operations, and leadership teams to improve visibility into risk and performance

Process Improvement & Operational Excellence

• Identify opportunities for automation, reporting enhancements, and operational scalability
• Support continuous improvement initiatives related to data integrity, reporting accuracy, and efficiency
• Improve reporting processes and analytical capabilities through tools such as Excel, Power BI, and SQL
• Help establish best practices for reinsurance reporting and operational governance

What Makes You Successful

You'll be successful in this role if you're highly analytical and enjoy working with complex financial and operational data to solve problems and identify opportunities. You're comfortable balancing detailed reporting responsibilities with higher-level strategic thinking and risk analysis.

You're also proactive and collaborative, able to communicate insights effectively across technical and non-technical audiences while driving continuous improvement and operational efficiency.

Basic Qualifications

• Bachelor's degree in Risk Management, Finance, Accounting, Economics, Business, or a related field
• 5+ years of experience in reinsurance, risk management, or financial analysis
• Strong analytical and problem-solving skills
• Advanced proficiency in Microsoft Excel, Power BI, and SQL
• Strong organizational and time management skills

Preferred Qualifications

• Experience within the automotive F&I industry
• Experience developing dashboards, reporting automation, or scalable analytics solutions
• Experience supporting strategic initiatives and executive decision-making
• Strong understanding of accounting principles and risk management concepts

This Role Might Be a Great Fit If You...

• Enjoy analyzing complex data and uncovering business insights
• Thrive in environments that combine analytics, finance, and strategy
• Like improving processes and building scalable reporting solutions
• Are motivated by solving problems and influencing business decisions

What We Offer

• Competitive compensation
• Comprehensive medical, dental, and vision benefits
• 401(k) with company match
• Paid time off and company holidays
• Opportunities for professional growth and advancement
• A collaborative and analytical team environment

At APCO, the way we work matters just as much as the results we deliver. Our values guide how we work, how we partner, and how we deliver results.

We C.A.R.E.

C ommitted - We build strong, high-trust relationships with our partners and each other.

A ccountable - We take ownership of outcomes and hold ourselves to the highest standards of performance and integrity.

R esults-Driven - We focus on delivering measurable outcomes that create value for our partners and our business.

E xcellent - We strive for excellence in everything we do while balancing short-term performance with long-term success.

If you're excited about joining a team that values collaboration, accountability, and continuous improvement, we'd love to hear from you.

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