Insurance Analyst

Overview Assists with identifying and assessing flood related risks for various Bank products based on the pertinent regulatory requirements impacting the product. Resolves related issues resulting from this risk assessment. Assists in developing and implementing various flood related operational initiatives for the enterprise. Primary Responsibilities Monitor business unit performance and adherence to Regulatory requirements with respect to loan closings and portfolio maintenance. Review approved credit requests for products from different businesses, including Commercial, Business Banking and Private Banking, to determine if regulatory requirements are applicable, specific to Regulation H (flood). Assist with the implementation of process improvements to support the timely and efficient review of pending loans in the pipeline. Assist in documenting key business unit processes. Identify and assess efficiencies, risks, and internal controls associated with these key processes. Assist in planning, executing and reporting related to credit facilities reviewed and approved for flood insurance purposes. Assist with researching and assessing flood insurance related regulatory requirements impacting Commercial, Business Banking and Private Banking. Escalate any regulatory changes with the Flood team to compile and communciate change to the business. Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities This position is responsible for review and approval of all non-consumer loans in the pipeline from a flood insurance perspective for Commercial, Business Banking and Private Banking. Education and Experience Required Bachelor’s degree, or in lieu of a degree, a combined minimum of 4 years’ higher education and/or work experience Strong presentation skills Strong verbal and written communication skills Education and Experience Preferred Legal or Insurance background Underwriting experience M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long‑lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice #J-18808-Ljbffr