Senior Regulatory Counsel - Consumer Finance & Payments

The Assistant General Counsel is a senior regulatory leader within AFF’s Legal team, reporting to the General Counsel. This role focuses on consumer financial services laws and bank partner programs, turning complex regulations into practical guidance that strengthens AFF’s Payment Solutions. We’re seeking an experienced, business-minded attorney who takes ownership of their work and collaborates across Compliance, Business Risk, Complaints, and key business functions to deliver thoughtful, practical solutions. Key Responsibilities Advise on legal and compliance risks while supporting business solutions Identify and address regulatory risks in partnership with Compliance and Business Risk Guide on laws such as TILA, ECOA, FCRA, UDAAP, GLBA, FDCPA, TCPA, and EFTA Support regulatory exams, audits, and inquiries Draft and review policies, disclosures, and agreements Collaborate on third‑party oversight, complaints, and corrective actions Qualifications JD and active bar membership 5–7 years of regulatory experience (3+ in consumer financial services or similar) Strong understanding of federal and state regulations Clear communication skills and sound judgment Preferred Spanish proficiency Compliance certifications (CIPP-US, CRCM) In‑house or fintech/bank partner experience Experience with regulatory exams, RISA, LTO, and vendor risk management Note: The information contained in this description is not intended to be an all‑inclusive list of the duties and responsibilities of this job or the skills and abilities required to do the job. Management has the discretion to assign/reassign duties and responsibilities to this job at any time. Duties and responsibilities may be subject to change at any time due to reasonable accommodation or other reasons. FirstCash Holdings, Inc. is an Equal Opportunity Employer. It is the policy of FirstCash to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, FirstCash will provide reasonable accommodation for qualified individuals with disabilities. #J-18808-Ljbffr American First Finance Inc.