Credit Officer Los Angeles

Job Title

Responsible for preparing credit assessments and managing administrative matters related to credit.

Location

Los Angeles, California, United States, 90001

Company

PGMTEK, Inc

Job Description

Summary / Objective: Responsible for preparing credit assessments and managing administrative matters related to credit. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform these functions. Review credit applications and supporting documentation, including appraisal and environmental reports, rent rolls, lease agreements, preliminary title reports, financial statements, tax returns, corporate documents, and compliance requirements. Complete appraisal reviews for new loan applications. Prepare credit assessments for new proposals and renewals. Communicate with frontline teams to collect required documents and revise proposals as needed. Recommend commercial loan and trade service transactions in the GCMS loan system (collateral, customer rating, facility rating, credit limit, loan agreement, and loan advances). Update Bankpoint for pipeline reporting and tracking of new loans. Conduct post-loan booking call-backs, including completion of closing checklists. Participate in property inspections. Review loan documentation to ensure accuracy and compliance with legal and bank policies. Perform additional duties and assignments as required. Adhere strictly to the Department/Bank's code of ethics. Competencies: Language Skills: Read and interpret policies, procedures, and manuals; write reports and correspondence; communicate effectively with staff. Mathematical Skills: Calculate interest, percentages, ratios, and financial figures. Computer Skills: Proficient in database, word processing, internet, and spreadsheet software. Strong organizational and proofreading skills. Independent judgment and ability to perform high-level tasks. Analytical: Research and synthesize complex information. Problem-Solving: Identify issues and develop solutions. Interpersonal: Maintain confidentiality. Oral and Written Communication: Clear, persuasive, and professional. Teamwork: Open to feedback and collaboration. Supervisory Responsibility: None. Physical Demands: Primarily a sedentary role requiring use of computers, phones, and other office equipment. Some walking and interaction with staff required. Travel Requirements: Occasional travel for property inspections. Required Education and Experience: Bachelor's degree (B.A. or B.S.) from a four-year college or university. Two to five years of related experience and/or training. Equivalent combination of education and experience considered. Additional Qualifications: Advanced English language skills. Other Duties: This job description is not exhaustive. Duties, responsibilities, and activities may change at any time with or without notice. Employees may be assigned additional responsibilities as directed by supervisors or managers. Risk Management Responsibilities: Employees are accountable for identifying, measuring, monitoring, and reporting risks proactively to senior management, as well as ensuring ongoing risk management and compliance.