CREDIT OFFICER
Direct Staffing Inc
Credit Officer
Full-time
Company Description
Financial Services - Commercial Banking
Job Description
Credit Officer
Los Angeles, CA
EXP 2-5 yrs
DEG Bach
RELO
BONUS
TRAVEL
Job Description.
Job Summary: Responsible for underwriting of small and less complex commercial credits by performing due diligence, financial spread and credit analysis, and complete credit recommendation package. Responsible for credit monitoring, maintenance and backup support in absence of Credit Associate and Credit Assistant, as needed. Major Responsibilities: 70% - Prepare financial spreadsheets, perform financial analysis, search facility usages utilizing various bank programs. Prepare preliminary credit recommendation package for CAT I credit to be reviewed by credit executive for accuracy and appropriateness. Complete formal credit recommendation package for CAT II and III credit. 20% - Manage, monitor and maintain assigned accounts relationship of a less complex nature. Approval must be obtained prior to expiration of credit facility.
Qualifications
May have completed UB's training program.
Standard knowledge of cash flow, financial accounting, credit analysis and documentation required.
Demonstrated ability to analyze corporate credit transactions.
Effective listening, verbal, and written communication skills.
Bachelor's Degree and 2-3 years of experience.
Management Experience Required - No
Minimum Education - Bachelor's Degree
Willingness to Travel - Occasionally
Additional Information
All your information will be kept confidential according to EEO guidelines. Direct Staffing Inc
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