Director, Personal Lines Underwriting

Job Description

Location: Chicago, IL (Flexible within the United States)

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Full-Time | Base Salary: $130,000–$190,000

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Experience: 4–7+ years

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About Corgi

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Corgi is building the next generation of financial institutions. We’re rethinking how insurance, financial products, and other complex financial services are built and operated from the ground up.

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Corgi is a licensed insurance carrier with several property and casualty (P&C) lines of business, and we are expanding into additional lines. We’re building modern insurance products and operating systems from the ground up, combining deep insurance expertise with technology to make insurance work better.

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We move quickly, work across disciplines, and expect people to take meaningful ownership from day one. Our teams are small, ambitious, and highly execution-oriented.

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About the Role

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We are looking for an experienced Homeowners and Renters insurance professional to help build Corgi's Personal Lines Property business.

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You will bring practical knowledge of homeowners and renters risk, underwriting, pricing, catastrophe exposure, and portfolio management. You will help build the underwriting strategy and operating model for a modern personal lines insurance business, working closely with actuarial, product, technology, and distribution teams.

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This is an opportunity to take an established insurance discipline and rethink how it is underwritten and operated using modern technology and automation.

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What You’ll Work On

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• Own underwriting strategy for Homeowners and Renters insurance.
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• Develop underwriting appetite, guidelines, eligibility rules, and referral criteria.
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• Evaluate property characteristics, location, construction, occupancy, claims history, and catastrophe exposure.
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• Develop pricing and risk-selection frameworks with actuarial and analytics teams.
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• Monitor geographic, peril, and portfolio-level accumulation.
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• Analyze portfolio performance and identify opportunities to improve underwriting profitability.
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• Help develop product features, coverage structures, endorsements, and underwriting rules.
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• Work with technology teams to translate underwriting judgment into scalable rules and workflows.
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• Partner with distribution and sales teams to understand customer demand and market dynamics.
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• Build relationships with brokers, agents, reinsurers, and other industry partners.
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• Help build and eventually lead the Personal Lines Property underwriting team.
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What We’re Looking For

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• 4–7+ years of Homeowners, Renters, Personal Lines Property, or closely related insurance experience.
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• Deep understanding of personal property underwriting.
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• Strong knowledge of catastrophe and geographic risk.
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• Experience with pricing, underwriting guidelines, and portfolio management.
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• Strong analytical and commercial judgment.
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• Ability to work across underwriting, actuarial, product, technology, and distribution.
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Especially Valuable

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• Experience with both Homeowners and Renters.
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• CAT-exposed personal lines experience.
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• Experience with automated underwriting or rules-based underwriting systems.
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• Product or portfolio management experience.
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• Experience in both underwriting and distribution.
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• Experience at a major personal lines carrier such as State Farm, Allstate, USAA, Liberty Mutual, Farmers, American Family, Travelers, Chubb, or American Modern, or at a leading InsurTech such as Lemonade, Hippo, or Kin.
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Benefits: Corgi offers health insurance to eligible employees, subject to applicable plan terms and eligibility requirements.

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Equal Employment Opportunity: Corgi is an equal opportunity employer. We make employment decisions without regard to race, color, religion, national origin, ancestry, sex, pregnancy, sexual orientation, gender identity or expression, age, disability, genetic information, veteran status, marital status, citizenship status, or any other status protected by applicable law. We welcome applicants with different backgrounds and experiences. Reasonable accommodations are available for applicants with disabilities and for sincerely held religious beliefs, as required by law.

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How to Apply: Please submit your application through the job posting.