AVP Commercial Banking - Commercial Banking Associate

AVP Commercial Banking - Commercial Banking Associate Location(s): Toronto, Ontario, Canada Job Type: Hybrid Discover your future at Citi Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Job Overview Citi's Canadian Commercial Bank ("CCB") is looking for a Full-Time Associate Vice President ("AVP") / Associate to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $100 million to more than ~$3 billion. Our Commercial Banking Team finds ways to help our clients to maximize their growth while taking full advantage of Citi's banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange), Investment Banking, and capital markets solutions. The role of Coverage team members is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi's solutions to help them fund their operations and expand both locally and throughout the world. Associates play a critical role in meeting the needs of our clients and prospects, including: Conducting company research and industry analysis Analyzing financial data and performing financial modeling focused on company valuations, discounted cash flow analysis, and pro-forma analyses Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams The Citi Commercial Bank target market, value proposition, and client coverage model How bankers interact with clients and identify their needs The various credit product types and how these solutions best fit client needs The commercial loan underwriting process, including loan structuring and documentation The end-to-end credit process including new origination of credit and the monitoring of an assigned credit portfolio Engaging with clients, prospects, and centers of influence Citi credit and regulatory policies and procedures Qualifications: 2 years' work experience; credit experience or commercial banking experience Experience partnering with stakeholders to achieve goals Relationship management experience Strong analytical and problem-solving skills, MS Word, Access, Excel, and PowerPoint Strong communication skills; written & verbal Education: Bachelor's/University degree in Finance, Economics or Accounting, is required. Working Environment: office setting, minimal travelling and working hours in the office may be required during projects. Effort: minimal physical effort required. High levels of prolonged and intense concentration may be required in front of computer. Job Family Group: Management Development Programs Job Family: Graduate Time Type: Full time Primary Location Full Time Salary Range: $115 000,00 - $130 000,00 Most Relevant Skills Please see the requirements listed above. Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. Automated Processing and AI We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. This job opening is for an existing job vacancy. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster. #J-18808-Ljbffr Citi