Life Underwriting Specialist

Life Insurance Signature / Authority Limits 1M Signature / 2M Authority Summary Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met. Primary Duties & Responsibilities Field & Client Experience. Responsible for credible and effectiverelations and communications with field and customers. Provides guidance and assistance to the Northwestern MutualFinancial Network and Financial Representatives regardingcase underwriting and risk appraisal. Responsible for prescreen inquiries, with guidance. Underwriting Responsible for the analysis and appraisal of a broad range of insuranceapplications; approves, classifies, or declines applications for various ages andpolicy amounts with guidance. Demonstrates a basic understanding of application review and adherence to underwritingstandards, NM (Northwestern Mutual) product types and changes. Develops and demonstrates change agility while maintaining mortality and morbidity expectations. Demonstrates continuous learning through the early adoption of new ways of underwriting. Develops a basic understanding of financial, medical,and lay underwriting assessmentsand reinsurance programs. Underwrites applications, maintaining industry-leading mortality and morbiditygiving the best possible offer that can be made. Provides active case andrequirement management and provides customized service with guidance. Communicates & negotiates with FieldPartners to explain modified or declined decisions& assist in policy placement. Actively utilizes the most effective means to obtainthe necessary information, including Internetsearches, digital health data, direct contact with the insured, andcommunication with third party advisors(Accountants, Attorneys,etc.), with guidance. Responsible for adherence to procedures and regulatory processes. Understands and meets all quality, service, andproduction goals. Solve issues & escalations with guidance. Discusses cases with peer reviewers, medical and technical staff,as needed. Partners with Underwriting Support for case management. May serve as underwriting representative for improvement inproduct process w/collaboration w/functional partners. Qualifications A bachelor’s degree preferred or equivalent combination of education and experience. Analytical skills with the ability to make independent decisions and apply sound judgment in the application of rules. Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness. Proficient in computer skills and using various software packages. Ability to work accurately while maintaining speed and flexibility in a team and independent production environment. Highly organized and the ability to establish priorities and meet deadlines. Displays agility to manage multiple tasks and adapt in a changing work environment. Candidates must successfully complete and pass any required testing. Compensation Range: Pay Range - Start: Pay Range - End: Geographic Specific Pay Structure: Structure 110:

$66,960.00 USD - $100,440.00 USD

Structure 115:

$70,000.00 USD - $105,000.00 USD

We believe in fairness and transparency. It’s why we share the salary range for most of our roles. However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process. The standard pay structure is listed but if you’re living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, to learn more. Grow your career with a best-in-class company that puts our clients’ interests at the center of all we do. Northwestern Mutual is an equal opportunity employer that welcomes talented individuals of all backgrounds. We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives. #J-18808-Ljbffr Northwestern Mutual