Underwriter II (Excess)

Integrated Specialty Coverages, LLC (ISC) is a growth stage technology and data-driven commercial MGA and insurance wholesaler leading innovation in the market. Backed by one of the leading private equity firms, Onex Partners, and led by a forward-thinking management team, ISC is combining the worlds of insurance and technology to create an Insurtech powerhouse. As a leading online distributor of insurance products for a range of industries and “Main Street USA”, we are looking for the right people to help us in our mission of achieving exponential growth. We strive to be the number one place to go for brokers and agents to source insurance. To accomplish this, we’re building a digitally focused team that deeply understands the intersection between user experience, data, and AI/ML to optimize the way we engage with our customers and partners. Job Summary Our Mid‑Market team is looking for a collaborative underwriter with non‑admitted excess experience to join the team! This role is responsible for reviewing complex, high‑risk insurance applications and evaluating the level of risk against established guidelines to determine eligibility for coverage. Position Responsibilities Independently attend broker visits and conduct broker meetings, actively building relationships with assigned brokers. Utilize territory and broker management skills. Utilize industry knowledge, underwriting guidelines, rules, standards, and levels of authority to accept, reject, or mitigate risk for increasingly complex applications and determine appropriate premiums, limits, and coverages. Increased level of underwriting authority and administrative processing authority. Approve or decline insurance applications within certain limits and issue coverage and prepare referral submission for risks exceeding individual authority. Documentation of underwriting files, including risk analysis and pricing justification in accordance with established underwriting standards. Utilize multiple databases to gather and verify supplementary data for submissions and leverage specialized software to compare risks, ensuring accurate policy pricing. Minimum Qualifications Minimum of 3‑5 years of underwriting or related insurance experience required Ability to independently evaluate risk and make appropriate determination Working towards Property & Casualty Brokers License, a plus Proficiency in Microsoft Office Suite and ability to quickly learn industry‑specific software Ability to work collaboratively with team members and other departments Strong desire to learn, explore new ideas, and seek out new knowledge Ability to be flexible, embrace change, and quickly pivot in response to shifting priorities Role Progression The next role is Senior Underwriter Mid‑Market. This role also offers bonus pay. Your ISC Talent Acquisition representative will share more details about the bonus component should you advance in the interview process. The starting annual pay scale for this position is listed below. Actual starting pay will be based on factors such as skills, qualifications, training, and experience. In addition, the company offers comprehensive benefits including medical, dental and vision insurance, 401(k) plan with match, paid time off, and other benefits. ISC's salary ranges are determined by role and level. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations and could be higher or lower based on a multitude of factors, including job‑related skills, experience, and relevant education or training. National Pay Range

$72,000 - $90,000 USD

Benefits of Working at ISC Employee Ownership Program - every eligible employee shares in the financial rewards that grow when the company grows Owner Referral Program Work from home reimbursement for remote/hybrid roles Canary emergency financial assistance program Life/AD&D Insurance Confidential, Employee Assistance Program Health Savings Account, includes company contribution Short‑term disability Voluntary benefits - supplemental accident, critical illness, hospital insurance 401(k) Plan with company match contribution Addition Wealth Financial Wellness Program Diversity creates a healthier atmosphere: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, gender, gender identity, sexual orientation, marital status, medical condition, genetic information, mental or physical disability, military or veteran status, or any other characteristic protected by local, state, or Federal law. Must be legally authorized to work in the United States. ISC participates in the Federal E‑Verify program. #J-18808-Ljbffr Integrated Specialty Coverages, LLC