Global Banking - REF Risk Management, Head of Structuring (New York)

Your role
Are you an experienced risk and structuring professional with deep expertise in commercial real estate finance? Do you have a proven track record of leading complex transactions while maintaining a strong risk and control framework?

Your role
Are you an experienced risk and structuring professional with deep expertise in commercial real estate finance? Do you have a proven track record of leading complex transactions while maintaining a strong risk and control framework?
We\'re looking for a Head of Structuring within Real Estate Finance (REF) Risk Management to:

• lead the structuring function across a diverse portfolio of commercial real estate financing transactions
• provide independent risk assessment and challenge of proposed lending structures, transaction terms, and portfolio exposures
• partner closely with Origination, Underwriting, Capital Markets, Legal, Finance, and Risk Control teams throughout the transaction lifecycle
• oversee the evaluation of complex financing structures, including bridge loans, warehouse facilities, construction financing, securitized products, and other structured real estate transactions
• ensure transactions are aligned with the firm\'s risk appetite, policies, regulatory requirements, and governance standards
• identify emerging portfolio, market, and credit risks and provide recommendations to senior management
• drive consistency, transparency, and discipline across structuring and approval processes
• represent REF Risk Management in internal governance forums, credit committees, and senior stakeholder discussions
• lead, coach, and develop a high-performing team while fostering a strong risk culture and continuous improvement mindset

Job Type
Full Time

Job Reference #
341409BR

City
New York

Your team
You will join the Real Estate Finance Risk Management team within the Investment Bank. The team is responsible for providing independent oversight of commercial real estate lending activities, supporting prudent risk-taking, monitoring portfolio performance, and ensuring compliance with internal policies and regulatory requirements. The team works closely with business partners across origination, underwriting, securitization, legal, finance, and control functions.

Your expertise

• extensive experience in commercial real estate finance, structured lending, credit risk management, or real estate capital markets
• strong knowledge of commercial real estate underwriting, loan structuring, securitization, portfolio management, and credit approval processes
• demonstrated leadership experience managing teams and driving strategic initiatives
• ability to analyze complex transactions and communicate risk considerations clearly to senior stakeholders
• strong understanding of risk governance frameworks, regulatory requirements, and control environments
• excellent quantitative, analytical, and problem-solving skills
• proven ability to build effective partnerships across business and control functions
• exceptional written and verbal communication skills
• bachelor\'s degree required; advanced degree or professional certification preferred
• you’re curious to explore how AI can improve how we build, deliver, and optimize workflows. You do this with sound judgment – validating outputs and aligning with policies, risk standards, and ethical use.

About Us
UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. We also provide diversified asset management solutions and focused investment banking capabilities. Headquartered in Zurich, Switzerland, UBS is present in more than 50 markets around the globe.

We know that great work is never done alone. That\'s why we place collaboration at the heart of everything we do. Because together, we\'re more than ourselves. Want to find out more? Visit ubs.com/careers.

Salary information
The indicative gross base salary range as a full-time equivalent role:

• United States - New York - New York USD 325000 /annum

The expected salary for this role will be determined by relevant factors which may include but are not limited to, role-required experience, qualifications, education, location and skill level. UBS offers a range of competitive benefits and for further information, please visit ubs.com/employee-benefits. We may, at our sole discretion, provide additional variable compensation or awards.

Join us
At UBS, we know that it\'s our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We’re dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. And we use artificial intelligence (AI) to work smarter and more efficiently. We also recognize that great work is never done alone. That\’s why collaboration is at the heart of everything we do. Because together, we’re more than ourselves.
We’re committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us.

Disclaimer / Policy statements
UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.