Sr Financial Planner

Senior Financial Planner

UMB's Private Wealth Management team custom-tailors services for clients, incorporating financial planning, private banking, investment management, personal trust and lifestyle services, estate management and insurance services. We provide an active, engaged team of partners to clients, offering thought leadership and guidance to help them stay on track to meet their financial goals. We pride ourselves on a listen-first approach that keeps the focus on the client, always striving to understand their story, their dreams and their goals so we can help ensure their plan meets their needs now, and in the future.

As the Sr. Financial Planner, you will be working closely with the Wealth Advisors & Financial Advisors to design and develop financial planning analyses for presentations to clients. You will utilize financial planning software to analyze, review and design plans. This is a hybrid role but is driven by client meetings. (Mon/Tues/Wed/Thur on site).

Duties & Responsibilities

Type of Role: Individual contributor, experienced

Area of Responsibility and Purview: Deliver financial planning services to Private Wealth Management clients

Role Specific Job Duties:

• Primarily focused on servicing high value family client segments as a client-facing Wealth Planner
• Senior mentor for other financial planners on the team; regularly provides guidance and feedback on financial planning best practices
• Resolve time sensitive client inquiries and handle complex client advice topics
• Works collaboratively with other functions in Private Wealth to complete special projects

Function Specific Job Duties:

• Serve as the main financial planning point of contact for clients
• Responsible for managing day-to-day client financial planning interactions, supporting wealth advisors across client advice topics
• Ensure clients have a positive financial planning experience that always exceeds their expectations
• Stay current on all tax rules, laws and regulations that could financially impact UMB clients
• Build and maintain client relationships aimed at client retention and engagement
• Intimately involved in the new client prospect and onboarding process, partnering with Client Service to ensure client setup in eMoney
• Maintain and update Salesforce CRM and eMoney for all financial planning activities
• Manage client paperwork and electronic data files for all financial planning relationships
• Understand the client's overall business needs and help identify value-added services that Private Wealth can provide
• Review activities within the job scope for sufficient controls to prevent errors, breaches of client confidentiality, and misstatements of financial planning recommendations
• Assist Wealth Advisors and other associates with planning related questions
• Ensure adherence to corporate policy, operational policy, and regulatory guidance
• Other duties as assigned

Requirements

Knowledge & Skills

MINIMUM:

• Bachelor's degree in a relevant field
• 5+ years of applicable experience within Financial Services
• Hold or in pursuit of CFP certification or FINRA Series 65 license

PREFERRED:

• CFP or advanced designation
• FINRA Series 65 licensed

MINIMUM:

Job Skills:

• Great communicator with strong interpersonal skills
• Systems thinking and complex problem solving
• Attention to detail, yet ability to grasp big picture
• Highly organized and can effectively multi-task
• Understanding of financial planning frameworks and concepts
• Able to balance a client experience mindset when managing and controlling business risks
• Ability to work independently, collaborating with others to accomplish client objectives
• Ability to adapt to changing information and business needs
• Demonstrated ability to learn and communicate complex and detailed information
• Analytical problem solver with the ability to think creatively
• Organize and prioritize activities to ensure completion within established deadlines
• Experience in supporting financial planning data collection, entry, and process
• General knowledge of compliance rules and regulations within wealth management
• You have worked with eMoney client portal or financial planning software
• Exceptional written communication
• Demonstrated strong math skills
• Effective financial research skills

Technical Skills:

• Strong proficiency of Microsoft Office Suite (Word, Excel, PowerPoint, SharePoint)
• Strong proficiency with eMoney client portal and financial planning software

Bonus Points If:

• Hold CFP certification or other advanced designations
• FINRA Series 65 licensed
• Holistiplan and/or Vanilla planning experience
• Familiar with BlackDiamond performance reporting
• Familiar with Salesforce CRM
• Familiar with Fidelity's Wealthscape platform

Compensation Ranges:

US Employees in California, Washington DC, New Jersey, and New York:

$100,710 - $157,630

US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin:

$91,950 - $144,320

US Employees in all other states not listed above:

$83,200 - $131,000

The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more? You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to View email address on click.appcast.io to let us know the nature of your request.

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