State Product Manager - Personal Lines (Alternative Distribution)

Role Description

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you!

We are seeking a Product Manager to lead Product and Portfolio Management for our Alternative Distribution channel nationally. This emerging insurance distribution channel consists of carrier partners, embedded OEM/Mortgage/Life integrations, franchise, and strategic partnerships that operate on a national scale. This position offers the opportunity to shape agent experience, apply core Product Management principles, and collaborate with industry-leading partners.

Key Responsibilities

• Portfolio Management: Develop strategies and tactics to manage Alternative Distribution firms to profit and growth goals.
• Strategic Collaboration: Work closely with Relationship Management and State Management Teams to implement action plans that promote sustainable, profitable growth.
• API Experience: Serve as the subject matter expert as experience teams optimize agency integration patterns and how Nationwide’s rate is presented alongside other carriers.
• Analytics & Forecasting: Engage in portfolio analysis, agency reviews, dashboard analytics, and forecasting.
• Cross-functional Communications: Communicate the Alternative Distribution strategy across business units to ensure alignment and execution.

Qualifications

• Strong strategic and critical thinking skills supported by an entrepreneurial mindset.
• A track record of generating clear, data-driven insights.
• Excellent communication skills with the ability to influence and align stakeholders.
• Experience managing states or distribution to P&L objectives or demonstrated leadership in portfolio management.
• People leader experience.

Requirements

• Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related subject area or Master of Business Administration degree preferred.
• Progress toward or completion of CPCU, AU CIC, INS ARM, actuarial exams or similar designations preferred.
• Eight years of experience in underwriting or product preferred. Cross-functional experience from other areas and experience with data analysis preferred.
• Detailed knowledge of core business functions, personal lines insurance products and pricing architecture, state regulations, underwriting procedures and standard methodologies.
• Solid understanding of financials, trend analysis and competitor data.
• Proficiency in analytical tools, relational databases, data visualization techniques, query-based language and/or statistical software experience preferred.
• Excellent verbal and written communication skills to present information, communicate and influence internal and external partners at all levels.
• Ability to drive for results, deal with ambiguity, solve problems, learn on the job, make quality decisions, see trends and patterns within data.
• Strong organizational agility and political savvy preferred.

Benefits

• Medical/dental/vision insurance.
• Life insurance.
• Short and long term disability coverage.
• Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date.
• Nine paid holidays.
• 8 hours of Lifetime paid time off.
• 8 hours of Unity Day paid time off.
• 401(k) with company match.
• Company-paid pension plan.
• Business casual attire.