Payments Business Analyst
$90k - $130kTata Consultancy Services
Payments Business Analyst
We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms.
Must Have Technical/Functional Skills
- Business & Functional Analysis
- Gather, analyze, and document business requirements for payments initiatives
- Translate business needs into clear functional specifications and user stories
- Conduct gap analysis between existing and proposed payment systems
- Create BRDs, FRDs, use cases, process flows, and functional specs
- Payments Domain Expertise
- Work across key payments areas:
- Wire Payments (SWIFT, Fedwire, CHAPS)
- ACH / SEPA
- Real-Time Payments (RTP) / Faster Payments
- Cards & Merchant Payments
- Understand end-to-end payment lifecycle:
- Initiation → Validation → Clearing → Settlement → Reconciliation
Domain Skills
- Strong experience in Payments (mandatory)
- Knowledge of:
- ISO 20022
- SWIFT messaging (MT/MX)
- Payment hubs / core banking systems
Salary Range- $90,000-$130,000 a year
Location New Castle, DE
Job Function TECHNOLOGY
Role Business Analyst
$90k - $130k
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