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Payments Business Analyst

$90k - $130k

Tata Consultancy Services

Payments Business Analyst

We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms.

Must Have Technical/Functional Skills

  • Business & Functional Analysis
  • Gather, analyze, and document business requirements for payments initiatives
  • Translate business needs into clear functional specifications and user stories
  • Conduct gap analysis between existing and proposed payment systems
  • Create BRDs, FRDs, use cases, process flows, and functional specs
  • Payments Domain Expertise
  • Work across key payments areas:
  • Wire Payments (SWIFT, Fedwire, CHAPS)
  • ACH / SEPA
  • Real-Time Payments (RTP) / Faster Payments
  • Cards & Merchant Payments
  • Understand end-to-end payment lifecycle:
  • Initiation → Validation → Clearing → Settlement → Reconciliation

Domain Skills

  • Strong experience in Payments (mandatory)
  • Knowledge of:
  • ISO 20022
  • SWIFT messaging (MT/MX)
  • Payment hubs / core banking systems

Salary Range- $90,000-$130,000 a year

Location New Castle, DE

Job Function TECHNOLOGY

Role Business Analyst

Vacancy posted 3 days ago
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