Coverage Attorney

Coverage AttorneyPosition OverviewWe are seeking a skilled Coverage Attorney to join our insurance litigation and advisory team. The Coverage Attorney will evaluate policy language, advise clients on coverage issues, manage coverage litigation, and coordinate with claims, defense counsel, and underwriting teams to resolve complex coverage disputes. The role requires strong legal analysis, effective communication, and practical problem-solving to protect client interests and minimize exposure.Key ResponsibilitiesAnalyze insurance policies, endorsements, and related documents to determine coverage obligations and identify potential coverage disputes.Provide clear, practical legal advice to clients, claims handlers, and underwriters on coverage applicability and reservation of rights issues.Draft and review coverage opinions, reservation of rights letters, coverage positions, and settlement agreements.Handle coverage litigation and alternative dispute resolution, including drafting pleadings, managing discovery, and arguing motions and hearings.Coordinate with claims adjusters, defense counsel, and subject-matter experts to develop case strategy and evaluate exposure.Negotiate coverage positions and settlements on behalf of insurers or insureds as appropriate to resolve disputes efficiently.Monitor legal developments and regulatory changes impacting insurance coverage and advise clients on implications for policy interpretation and practices.Contribute to training and development by preparing guidance materials, conducting seminars, and mentoring junior attorneys and staff.QualificationsJuris Doctor (JD) from an accredited law school and admission to the state bar in good standing.Prior experience (typically at least 3+ years) practicing insurance coverage law, including evaluating policies and litigating coverage disputes.Demonstrated knowledge of insurance terminology, policy forms, endorsements, and regulatory frameworks affecting coverage issues.Strong legal research and writing skills with experience producing coverage opinions and litigation documents.Proven ability to manage caseloads, meet deadlines, and work collaboratively with claims and underwriting teams.Excellent negotiation, oral advocacy, and client counseling skills.Ability to analyze complex factual and legal issues, distill core coverage questions, and propose practical solutions.Familiarity with alternative dispute resolution and litigation procedures; experience with policyholder-side and insurer-side matters a plus.