Senior Staff Product Manager New San Francisco, CA, United States

Please note this is for San Francisco, CA, United States. You only need to apply to one location if there are multiple listed for the job.

THE WORK:

We seek a Senior Staff Product Manager to lead and develop our Trust Platform — the programmable controls, integrations, and tools that enable our products to function securely and reliably as we grow into more regulated, higher-risk markets such as banks and other regulated entities.

You’ll determine what features should be included in the platform and which ones become reusable components other teams can build upon. You will assess how the roadmap stands up to careful examination from regulators, bank diligence teams, and the product teams working on what you develop. You will work closely with Compliance, Legal, and Engineering, maintaining clear responsibility for the product roadmap and decisions.

Why Now?

• The regulatory landscape is growing. More jurisdictions, more counterparties, more edge cases — this needs someone thinking ahead of requirements, crafting our posture before it's forced on us.
• Trust is a competitive advantage. Our strategy increasingly points at selling into banks and other regulated counterparties, who diligence maturity, auditability, and programmable controls as part of the buying decision. This work helps us secure agreements.
• The platform opportunity is genuine and ready to develop. We have reached a stage where this logic should become a configurable core element for other teams to build upon. It involves deciding what is configurable, what forms an API, and the sequencing order. This is a true product invention challenge that requires focused attention.

WHAT YOU’LL DO:

• Own the roadmap for some of our highest‑stakes regulatory surfaces. Get ahead of new jurisdictions and requirements. Build something durable enough to hold up to bank‑grade diligence.
• Define the scope and develop the Trust Platform by deciding which components should be reusable. Identify the initial use case(s). Manage the balance between flexibility and control as other teams build upon it.
• Build tooling for information‑request and review workflows that scales across product lines, rather than requiring headcount growth to keep pace with volume.
• Collaborate across departments with Compliance, Legal, and Engineering to translate regulatory and risk requirements into product decisions.

WHAT YOU'LL BRING:

• 5-7 years of experience in fintech, crypto, or another regulated technology space. Significant tenure as a Product Manager, including work at a Staff or Senior Staff level.
• A history of developing and expanding platform products — reusable primitives and APIs that other teams rely on.
• Experience in compliance, risk, trust and safety, or another high‑stakes regulatory domain, with the technical depth to reason about system build and tradeoffs.
• Ability to operate independently across a wide collaborator matrix — Compliance, Legal, Engineering, and other product teams — while retaining clear product ownership.
• Comfort prioritizing and building something new in a high‑ambiguity environment.

If you want to define what a trust and risk platform looks like at scale, we'd love to talk.

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range

$216,000 — $270,000 USD

WHO WE ARE:

Do Your Best Work

• The opportunity to build in a fast‑paced start‑up environment with experienced industry leaders
• A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
• Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
• In‑office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
• Bi‑weekly all‑company meeting - business updates and ask me anything style discussion with our Leadership Team
• We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

• Competitive salary, bonuses, and equity
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• Employee giving match

Take Care of Yourself

• R&R days so you can rest and recharge
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy - work with your manager to take time off when you need it
• Industry‑leading parental leave policies. Family planning benefits.
• Catered lunches, fully‑stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full‑time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.