Portfolio Analytics & Strategy Analyst Senior - Decision Science

Portfolio Analytics & Strategy Analyst SeniorAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Portfolio Analytics & Strategy Analyst Senior within PNC's Decision Science organization, you will be based in Pittsburgh, or Philadelphia PA; Cleveland, Brecksville, or Strongsville, OH; Wilmington, DE; Tyson's Corner, VA; or Washington, DC.Key Responsibilities:Monitor and analyze performance of lending portfolios across multiple consumer and lending products.Develop and maintain analytical solutions using SQL and Python to support portfolio management, strategy development, and decision science initiatives.Query, validate, and analyze data from enterprise databases to identify trends, opportunities, and emerging risks.Evaluate portfolio performance metrics, customer behavior, credit trends, and bad debt outcomes.Support sales, lending, collections, and recovery strategy analysis through data-driven insights.Partner with Product, Risk, Technology, and Operations teams to understand business objectives and deliver analytical recommendations.Design and automate recurring reports, dashboards, and monitoring processes.Present analytical findings and recommendations to business leaders and cross-functional stakeholders.Participate in portfolio reviews and strategic discussions supporting business growth and risk management objectives.Contribute to process improvements, automation initiatives, and analytical best practices across the portfolio management organization.Required Qualifications:Bachelor's degree in Data Science, Statistics, Mathematics, Economics, Finance, Analytics, Computer Science, or a related quantitative field.1-2 years of relevant analytics experience or completion of an MBA or related graduate degree.Strong hands-on experience with SQL: Writing complex queries, joins, aggregations, subqueries, and data validation.Understanding relational databases and data structures.Strong programming/coding experience with Python: data analysis and manipulation, data structures, and automation and reporting.Experience analyzing large datasets and developing business insights.Utilize project management and collaboration tools such as JIRA and Confluence to document requirements, track initiatives, and communicate project progress.Strong analytical and problem-solving skills.Excellent communication and presentation skills with the ability to explain technical concepts to non-technical audiences.Ability to collaborate effectively across Product, Risk, Technology, and Operations teams.Proficiency with Microsoft Excel.Preferred Qualifications:Experience with Tableau and/or Power BI.Experience supporting lending, credit, portfolio management, collections, or recovery strategies.Knowledge of consumer or commercial lending portfolios.Experience developing or monitoring: Statistical models, Predictive models, and/or Machine learning models.Experience with Generative AI applications and analytics use cases.Familiarity with model performance monitoring and analytical testing methodologies.Understanding of risk management and debt analysis.PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.