Director - US Lead, Credit Workout & Restructuring

Job Description

Established international banking group is seeking a senior US restructuring and workout professional to manage corporate credit exposures and independently lead complex restructuring situations. The role combines institutional credit risk and portfolio management with hands-on US restructuring expertise, including Chapter 11, working closely with an established European-based team.

Key Responsibilities

• Manage US corporate and institutional credit exposures, monitoring performing credits and identifying emerging risks.
• Develop and lead workout, restructuring and recovery strategies from initial assessment through negotiation and execution.
• Represent the Bank in lender syndicates, creditor groups and steering committees, leading negotiations with borrowers, sponsors and advisers.
• Conduct detailed financial analysis, assess recovery scenarios and contribute to credit and impairment decisions.
• Build relationships across the US restructuring market, including borrowers, legal counsel, financial advisers and other lenders.
• Work closely with international colleagues, drawing on established restructuring expertise and support while providing local US market knowledge and independent judgement.
• Support broader US credit portfolio management and new lending opportunities.

Skills & Experience Required

• Significant experience in US restructuring, workout or distressed lending, ideally within a major bank or leading lender-side advisory firm.
• Demonstrable experience personally leading complex restructuring transactions, including Chapter 11 and out-of-court situations.
• Strong understanding of the US restructuring market, insolvency frameworks and key legal and financial advisers.
• Proven negotiation, stakeholder management and transaction leadership skills.
• Strong credit analysis, financial assessment and recovery strategy experience.
• The credibility and autonomy to operate as a senior restructuring specialist at Director level.
• Project finance / infrastructure experience advantageous but not essential.

Location: New York

Hybrid: typically 3 days per week in office.