SBA Loan Closer

SBA Loan Closer

Powered by Fifth Third Bank, Provide empowers entrepreneurs to build their legacies. As a leader in tech-enabled financial services for aspiring and established small business owners, Provide offers an unmatched combination of industry expertise, personalized service, and customized financial products enabling entrepreneurs to achieve their ownership dreams, realize financial independence, and strengthen their communities. Founded in a one-bedroom San Francisco apartment in 2013, Provide was acquired by Fifth Third in 2021, and in 2023, was named one of Fast Company's Most Innovative Companies.

Provide's Closing team is looking for a bold, compassionate, and focused SBA loan closer to guide clients and their advisors through the SBA lending process, ensuring full compliance with SBA standard operating procedures and internal policies. In this role, you will focus on managing the closing cycle, providing accurate and timely communication, and acting as the primary facilitator, ensuring loans are documented, collateralized, and funded in accordance with SBA requirements while meeting workflow deadlines and service level agreements.

As a Provide and Fifth Third Bank team member, you will be responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. You will be accountable for always doing the right thing for customers and colleagues and ensuring that actions and behaviors drive a positive customer experience. While operating within the risk appetites of Provide and Fifth Third Bank, you will be expected to achieve results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

A day in the life:

• Manage an active pipeline of SBA 7(a) and Express loans, including complex structures and multi-facility transactions
• Interpret and apply SBA SOP guidelines throughout the closing process to ensure compliance
• Review and validate credit approvals, authorization documents, and closing conditions for SBA eligibility
• Partner with clients and their advisors to collect and review both SBA-required and lender-required documentation
• Communicate closing conditions and funding timelines clearly to customers and stakeholders
• Conduct detailed document reviews to confirm SBA compliance and resolve issues with minimal oversight
• Collaborate with internal teams, legal counsel, and third-party providers to meet SBA closing requirements
• Ensure loans are properly collateralized, documented, and disbursed per SBA and Bank standards

Our newest teammate will have:

• 3-5 years of direct SBA loan closing or SBA documentation experience
• Strong knowledge of SBA SOP, eligibility requirements, and closing procedures
• Proven ability to analyze and interpret complex documents, policies, and regulations
• Excellent written and verbal communication skills
• Strong attention to detail and organizational skills, with the ability to prioritize multiple transactions
• Proficiency in Microsoft Office
• Demonstrated teamwork, collaboration, and customer service skills

Bonus points for:

• Bachelor's degree or equivalent work experience
• Experience with SBA 7(a), SBA Express, and/or SBA 504 programs

SBA Loan Closer Total Base Pay Range 54,400.00 - 111,500.00 USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: or by consulting with your talent acquisition partner.

LOCATION -- Virtual, Ohio 00000

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.