VP, Corporate Banking, Virginia Beach

Dollar Bank is seeking an experienced Corporate Lender for its Virginia Beach/Hampton Roads market. The position entails calling on prospects and existing customers to source commercial banking relationships and performing functions necessary to maintain a loan portfolio. In addition, this position is responsible for providing high quality customer service while meeting the credit quality objectives of the Bank. Corporate middle market companies are primarily those that have revenues between $20 million to $100 million.


Qualifications:
*Bachelor's Degree required. Will consider commensurate experience.
*Minimum of 5 years lending experience at corporate middle market with at least 5 years in the Virginia Market preferred.
*Verifiable production history of a minimum of $5 million per year required.
*Experience developing and managing a corporate banking loan portfolio.
*Ability to analyze financial and operational strengths and weaknesses of business. Be able to identify key risk factors, industry trends, sources of repayment, cash flow and ability to service debt requirements.
*Strong analytical, organizational, oral and written communication and customer service skills.
*Excellent interpersonal skills and be a team player.
*Proficiency in computer skills including Microsoft Word & Excel.
*A valid driver's license and access to a reliable vehicle.
*Candidates being considered will be subject to additional background checks as required by the Office of the Comptroller of the Currency.


Principal Activities and Duties:
*Establish and execute an annual business plan and goals with the objective of fostering Bank growth through mutually beneficial account relationships.
*Develop and maintain business relationships through a sales-oriented calling program.
*Complete and oversee completion of call reports on all business visits, outlining the purpose of the call, business needs, financial information, and future focus for the business.
*Represent Dollar Bank in community or civic functions in an advisory or active capacity with emphasis on maintaining and developing business relationships.
*Monitor existing portfolio to ensure appropriate risk ratings are assigned to each credit so that quality controls are maintained and minimize losses.
*Work with loan administrators and outside legal counsel to ensure all loan closing requirements at met.
*Keep manager informed of any material considerations affecting the loan portfolio.


All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by Dollar Bank's risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions.