Mortgage Loan Processor

Job Description

Job Description

M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis/St. Paul, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

M/I Homes, a top 15 national home builder , continues to expand its division in Sarasota. We are seeking a Mortgage Loan Processor / Specialist for its builder financing subsidiary, M/I Financial. The successful candidate must be well versed in processing all types of mortgage loans, including Conventional, FHA, and VA, along with having the ability to work in the office 100% of the time.

The position offers :

• Steady work environment – driven by builder new home purchase sales – NO refinances.
• Convenient location just off I-75 at University.
• Salary + Bonuses based on work volume achieved.
• Monday through Friday, in office, work environment with some overtime required, based on the needs of the business.
• Generous paid time off structure.
• Entire loan operation – origination, processing, underwriting - locally based, in office.
• Team partnership with a top 15 national builder.
• Discount on employee new home purchases.
• 401K and Profit Sharing.
• Full Medical, Vision, and Dental Insurance.

Job Summary :

Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval.

Duties and Responsibilities :

• Gathers, analyzes, and processes necessary documentation from applicants, credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval.

• Communicate with applicants, underwriters and/or creditors to resolve issues or questions regarding application information.
• Prepares file for final clear-to-close by branch management.

Requirements

Skills and Abilities:

• Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
• Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements.
• Excellent organizational skills and detail-oriented aptitude.
• General administrative abilities

Minimum Education and Work Experience:

• Two to three years of experience and/or training in the mortgage industry.
• Extensive knowledge of loan processing and underwriting fundamentals. Builder mortgage experience preferred but not required.
• Experience with LOS Encompass

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more.

We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit

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