Commercial Loan Officer 3

To maintain a strong connection with our members and local communities and better understand their unique needs, we are currently considering applications from candidates residing in Oregon and Washington for all open positions. We appreciate your understanding as we focus our hiring efforts in these specific regions, and we encourage all qualified candidates from these states to apply, as we look forward to learning more about your unique skills and experience! Applicants are encouraged to apply by June 19, 2026, at 5:00 PM PST. Job postings are subject to close early or extend longer than the anticipated closing date. We recommend applying as soon as possible. Where You Will Work: This position is a remote role based in or near Thurston or Pierce County, with regular travel required for on‑site events. Pay Range: The target annual pay range for this position is $117,216 – $133,200. The full annual pay range is $106,560 – $159,840. We provide an additional $2.00 per hour bilingual differential for employees who can support members in a second language. Compensation decisions are determined using factors such as relevant job‑related skills, experience, and education or training. Incentives are performance based and targets vary by role. Job Overview This position is responsible for developing, growing, and managing a portfolio of quality, member business loan relationships in support of the credit union’s strategic goals within the Washington and Oregon market areas. What You’ll Do Identify and develop new member business loan opportunities through a variety of networking methodologies and community involvement within the credit union’s footprint. Develop profitable and positive networks within the business community. Assume responsibility for establishing and maintaining effective and professional business relationships with existing/prospective members and Centers of Influence (COI’s). Build a quality member business loan portfolio, negotiating terms and conditions within the credit union’s prescribed framework and strictly adhering to all commercial lending policies and procedures while meeting federal and state regulations. Maintain knowledge of competitor rates, programs, terms, and conditions in order to strategically present the credit union's programs. Perform interviews and consultation with the prospective business loan member and assume full responsibility for all aspects of the loan process, including collecting and reviewing the loan application and supporting financial documentation; collaborating with the Credit Analyst to provide a thorough analysis of the loan request; reviewing loan documentation; performing timely periodic annual term loan and risk reviews; monitoring delinquencies and surfacing potential concerns with weakened credits. Meet high level monthly loan production and/or profitability goals; as well as, sales activities and outbound calling goals. Maintain the strong credit quality of the credit union’s member business lending portfolio through ongoing portfolio management. Support a strong relationship banking culture acting as a subject matter expert in terms of product knowledge and promotion/marketing of a broad range of Peak Credit Union's products and services. Attend and participate in all required meetings and work‑related events. Maintain the use of all assigned equipment (e.g., cell phones, desktop computers, laptops, etc.) in an acceptable manner and in accordance with the credit union procedures. Ensure that work areas are secure and well maintained in accordance with member privacy regulations and credit union requirements. Serve as a resource and develop positive relationships with credit union internal partners; as well as, branch personnel. Comply with established State and Federal regulations as they pertain to transactions/tasks performed and complete necessary documentation and/or disclosures as required by law. Act as a mentor to commercial loan officers, assistant commercial loan officer, and other members of the department. Perform other duties as assigned by the Regional Director of Commercial Lending. All other duties as assigned. When You'll Be Working Monday - Friday 8:00am - 5:00pm. Full‑time 40 hours a week. Qualifications Minimum of seven (7) years experience in a high-volume, production-oriented, commercial lending role or equivalent position. Requires valid driver's license to perform job duties. Bonus Points If You Have Bachelor's Degree in Finance, Business, Economics or related field of study. Certifications: Risk Management Association (RMA) Lending Certifications. What You’ll Bring Knowledge and understanding of commercial lending guidelines, regulatory procedures, processes, and laws as they pertain to the acceptance and approval of member business loans. Knowledge of federal, state, and local laws, statutes, regulations, codes, and standards related to the area of responsibility. Experience with investor commercial real estate, commercial & industrial lending, and business deposit products. Proficient use and understanding of Microsoft Office products (Word, Excel, Outlook) with the ability to learn and quickly adapt to new technologies. Strong networking and relationship management skills. High level consultative selling skills, negotiation and presentation skills, with a history of successful outside sales experience. Establish and maintain effective working relationships with area Vice Presidents, Directors, Branch Managers, and employees. Ability to make recommendations on loan pricing, terms, risk grades, evaluate the liquidation value of collateral, specify sources of repayment, assess industry business and management risks. Prepare written requests for approval of member business loans that cover all regulatory and credit union requirements. Ability to understand complex business loan requests, evaluate overall financial capacity of borrowers/guarantors, and identify strengths and weaknesses. Entrepreneurial spirit with the ability to work successfully in a collaborative manner with other staff members. Establish program goals and objectives that support the credit union’s strategic plan. Ability to generate a high volume of new loan originations and deposits, while managing a significantly sized loan portfolio. Establish and maintain a good rapport with management, employees, vendors and members. Strong knowledge of commercial credit analysis including analysis of borrower financial statements, CRE investor real estate, C&I lending concepts (and construction lending knowledge preferred). Ability to maintain a positive attitude while actively looking for ways to help members and co‑workers. Work extended hours as required or requested by management to complete assigned projects. Experience with and/or working knowledge of financial services loan and documentation systems (e.g., LaserPro, LOS systems, spreading software, etc.) preferred. Direct experience in commercial lending and/or business development within the core market area preferred. Total Rewards Eligible for Full‑Time Regular benefits. Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Medical, Dental, and Vision insurance to be paid at 100% by company for employee only coverage. Health Care FSA (HCFSA), Health Savings Account (HSA) with employer contributions, and Dependent Care FSA (DCFSA). Life and AD&D insurance. Enrollment in 401(k) plan. Full‑Time Regular employees accrue 8 hours of vacation and 8 hours of sick leave, on a monthly basis. Full‑Time Regular employees also receive 11 paid holidays, 1 floating holiday, 16 hours of self‑care time, and 16 hours of volunteer time. All benefits except 401(k) start the first of the month following date of hire. Employees become eligible to contribute to 401(k) on the first of the month following 60 days of employment. Peak Credit Union participates in E‑Verify. We use E‑Verify to confirm the identity and employment eligibility of all persons hired to work in the United States. Peak Credit Union is an affirmative action and equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Equal Employment Opportunity Posters. If you’d like to view a copy of the company’s affirmative action plan or policy statement, please email View email address on click.appcast.io. If you have a disability and you believe you need a reasonable accommodation in order to search for a job opening or to submit an online application, please e‑mail View email address on click.appcast.io. #J-18808-Ljbffr Peak Credit Union