Director of Compliance - Consumer Lending

Why This Is a Great Opportunity

• Take ownership of the compliance function at a growing specialty auto finance company where your expertise will make a real impact.
• Work directly with executive leadership and help shape the company's long-term compliance strategy.
• Build and strengthen compliance programs, policies, and processes with the autonomy to make meaningful decisions.
• Play an essential role in supporting responsible business growth across multiple states.
• Enjoy a competitive compensation package, comprehensive benefits, and the opportunity to grow into a larger leadership role.

Location: Join our team in Montvale, NJ , for a fully on-site position, Monday through Friday. This opportunity offers a base salary of $130,000 to $150,000 annually .

Note: Candidates must have 3+ years of consumer lending compliance experience , hands-on experience leading or owning a lending compliance program, and experience managing multi-state lending licenses, including NMLS. This is an in-office leadership position requiring someone comfortable taking ownership of the compliance function.

About Us

Confidential Employer

We are a growing specialty automotive financing company committed to delivering exceptional financial solutions while maintaining the highest standards of regulatory compliance. Our team values integrity, accountability, collaboration, and practical problem-solving. We're looking for an experienced compliance professional who wants to take ownership, influence business decisions, and help build the foundation for continued success.

Job Description

• Lead and enhance our consumer lending compliance program to support business operations and growth.
• Oversee federal and state regulatory compliance, including TILA, ECOA, FCRA, FDCPA, GLBA, and UDAAP requirements.
• Manage multi-state lending licenses, NMLS filings, renewals, and regulatory reporting.
• Develop and maintain compliance policies, procedures, training programs, and internal controls.
• Coordinate regulatory examinations, audits, and remediation efforts.
• Implement compliance monitoring and quality assurance processes across loan originations, servicing, and collections.
• Oversee third-party vendor compliance and risk management activities.
• Partner with leadership to identify regulatory risks and implement practical solutions.
• Help establish scalable compliance systems and processes as our business continues to expand.

Qualifications

• 3+ years of consumer lending compliance experience.
• Proven experience leading or owning a lending compliance program.
• Hands-on experience managing multi-state lending licenses, including NMLS.
• Strong knowledge of federal and state consumer finance regulations.
• Experience developing compliance policies, managing audits, and monitoring regulatory requirements.
• Excellent communication, organization, and problem-solving abilities.
• Ability to work independently, prioritize effectively, and collaborate with executive leadership.
• Experience in auto finance, indirect lending, or installment lending is highly valued.
• Experience building compliance programs or implementing compliance management systems is a plus.

Why You Will Love Working Here

You'll have the opportunity to make a genuine impact in a growing company where your knowledge and leadership are valued. We encourage independent thinking, professional development, and collaboration while giving you the freedom to improve how things work.

We also offer a comprehensive benefits package, including medical, dental, and vision insurance, a 401(k), paid time off, life insurance, and flexible spending account options.