Sr Field Property Claims Adjuster: Binghamton, NY
$54.08k - $97.91kFarmers Insurance
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Workplace: Remote ( #LI-Remote ) - This is a field role requiring travel to and from policy holder homes.
The territory covers the Binghamton, NY Territory: 81 Corridor from Binghamton north to Cardiff. To be considered for this opportunity, candidates must reside in the hiring territory.
This position offers an hourly wage with potential overtime opportunities based on business needs and claim volume. Compensation may be adjusted upward based on relevant experience, skills, and qualifications. While this is not a CAT-specific role, selected candidates will be expected to participate in 1-3 CAT deployments annually, with the opportunity to earn additional hourly compensation and overtime pay during deployment assignments.
Job Summary
Investigates, determines liability, confirms coverage, establishes damages, and negotiates settlement of claims. Will also be required to maintain an active adjusters license in states where required.
Essential Job Functions
Investigates, confirms coverage, determines liability, establishes damages, reports status and negotiates the settlement of assigned cases (has authority to make payment of assigned claims within prescribed limits). Adjusts all types of claims. Inspects damaged property and vehicles, and determines claims related damage. Estimates the cost of repair or replacement of damaged or stolen property and vehicles. Determines and reports on subrogation potential. Initiates the sale of salvage vehicles, personal property, and miscellaneous salvage items. Reports theft, fraud, and arson losses as required to state and industry agencies. Performs most duties on an individual basis, and work has a direct bearing on Management results. Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times. Personal contacts are a major part of activity and include policyholders, claimants, agents, witnesses, repair facilities, contractors, police and fire departments, state and county fraud and arson personnel, special investigators, attorneys, expert witnesses, members of the medical profession and all other persons incident to the investigation and processing of claims. *Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals. Performs other duties as assigned.
Physical Actions
BendingPullingSorting Carrying up to 50 lbs. PushingSpeaking (English) ClimbingReachingStanding Key enteringReading (English)Walking KneelingSeeingWriting (English)
Physical Environment
Required job duties are normally performed in a climate- controlled office environment, but with exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions Excessive Noise Levels Chemicals Chemical/Biological Conditions Moving Mechanical Parts Areas considered to be dangerous Conditions, which could affect the respiratory system or skin such as: fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
Education Requirements
High school diploma or equivalent required. Bachelor’s degree preferred. Outside insurance education (CPCU, GCA) preferred.
Experience Requirements
Successful demonstration/completion of the Senior Claims Representative prerequisites, proficiencies, and exams, as required based on unit assignment. External candidates should also have a minimum of one year of prior claims or two years of related industry experience.
Special Skill Requirement
Communication Personal Computer Literate Valid driver's license Bondable
Additional Qualification
Benefits
- Farmers offers a competitive salary commensurate with experience, qualifications and location.
o CA Only: $27.73 - $47.07
o CO & ME: $26.00 - $40.67
o HI/IL/MN/VT Only: $26.00 - $43.58
o MA Only: $26.00 - $43.58 - o MD & VA: $26.00 - $43.58
o DC/NJ/NY/OH Only: $26.00 - $47.07
o Albany County, NY/Cleveland, OH: $27.73 - $40.67
o WA Only: $26.00 - $49.52 - Bonus Opportunity (based on Company and Individual Performance)
- 401(k)
- Medical
- Dental
- Vision
- Health Savings and Flexible Spending Accounts
- Life Insurance
- Paid Time Off
- Paid Parental Leave
- Tuition Assistance
- For more information, review “What we offer” on
Job Location(s): US - NY - Binghamton
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
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