Dealer Credit Analyst

Dealer Credit AnalystAnalyze the financial condition of automobile and/or bodybuilder dealerships and affiliated companies of the dealership entities for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority.Responsibilities:Analyze the financial condition of automobile and/or bodybuilder dealerships and affiliated companies of the dealership entities for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority.Perform monthly reviews of dealership financial statements and make sound and reasoned recommendations to the Dealer Credit Manager based on guidelines established by Mercedes Benz and previous experience with the dealership.Make recommendations regarding subordination, guarantees, state legal requirements, UCC's and other forms or agreements which protect the interests of Mercedes Benz Financial Services.Prepare and maintain dealer document files in accordance with established procedure.Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals/contingencies, documentation and financial statements.Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions.Communicate with Dealer personnel during all stages of the credit request and maintenance process including monthly financial statement reviews.Qualifications:Applicants must be legally authorized to work in the U.S. at the time of application. This position requires a minimum of 3 years of overall work experience.High School Diploma/(GED) is required, Bachelor's Degree is preferred. Recommended majors include: Accounting, Business Administration, Finance, Mathematics, Statistics.3-5 years prior credit experience in a lending environment preferred.Experience in Wholesale Audit preferred.Candidate should have a fundamental accounting and finance knowledge.Skills:Analytical skills - Ability to collect and establish facts and identify trends and variances, Ability to integrate information from a variety of sources with varied levels of complexity.PC skills - Corporate Mainframe, Microsoft Office, SAPPresentation skillsProblem Solving skillsAdditional Skills:Salesforce, Microsoft Edge, Microsoft Word and ExcelExperience with Sopra DM, SFPW CAP Loan system, GeoFence, and/or CRD preferred.Customer Focus; Flexibility & Adapting to Change; Relationship Building; Attention to Detail; Teamwork and Collaboration.