Loan Processor

Begin your career by becoming a part of the Winter Hill Bank organization. We look for candidates who want to be an important part of our institution, who want to build working relationships with co-workers and who are striving for a career path that will be challenging and rewarding. Winter Hill Bank is a community bank and we are proud of our reputation as a successful financial institution. Every one of our employees plays a special role in our overall success which solidifies the fact that working together as a team means our efforts will continue to contribute to the success and growth of our organization which has been serving the community since 1906. Benefits Package (Full‑time Employees) Blue Cross/Blue Shield Group Medical Insurance Company Contribution to Health Reimbursement Account Flexible Spending Account and Dependent Care Account VSP Vision Care Company paid Defined Benefit Pension Plan Defined Contribution 401K Plan* Vacation, Sick and Holiday Pay* Company Paid Disability Insurance Company Paid Life Insurance Education Assistance Program Premium Conversion Plan (Section 125) Banking Services (Free or Reduced)* Free Parking *These benefits are available for eligible part‑time employees Administrative Assistant to the President Position Summary This position performs a wide variety of highly confidential functions for senior officers of the Bank, the Board and various committees. Full‑Time Hours: Monday through Friday 8:00 am to 4:30 pm Corporate Office, 342 Broadway, Somerville, MA 02145 Salary Range Annual salary range: $74,500 – $118,000. Final compensation will be based on the candidate’s qualifications, experience, education, alignment with the role’s responsibilities, and that the range is not an offer or guarantee. In accordance with Massachusetts Pay Transparency Law, we are committed to fair, equitable and transparent compensation practices. Primary Responsibilities Manages the office area of the CEO, serving as administrator and secretary, and provides advanced secretarial and administrative support for the President/CEO. Coordinates preparations for monthly, quarterly and annual Board and Committee meetings, including collection of data for reports, production of and distribution of materials for Board members prior to the meeting. Takes minutes at official Board of Directors and other Committee meetings, formats, types and enters the minutes of meetings. Acts as official custodian of minutes. Produces reports, correspondence, and minutes of various meetings. Prepares reports, applications and correspondence in conjunction with Executive Officers on various banking related issues. Maintains files on correspondence and other records. Works as site Administrator regarding the Director Access website, ensuring all Board and Committee agenda items are uploaded in a timely manner. Gives information to callers, takes dictation, composes and types correspondence, reads and routes incoming mail, and performs other administrative and clerical duties. Composes and directs written communication to various people, both outside and within the bank. Responsible for the physical flow of electronic documents within the executive department, including filing, handling and dispersing of incoming and outgoing mail. Assists the President/CEO regarding administrative, clerical and execution of duties pertaining to the Internal Audit Program. Assists the President/CEO in various matters regarding administrative, clerical and execution of duties pertaining to marketing and advertising strategies. Keeps records of charitable contributions, contributions to civic projects, and dues to business, professional and civic organizations. Assists the President with Community Activities. Arranges and schedules appointments and meetings as requested by persons/customers within and outside the bank. Acts as liaison between the President/CEO and Bank staff. Schedules all travel arrangements for President/CEO and may schedule travel arrangements for other Senior VPs. Other Responsibilities Prepares and arranges facilities in preparation for meetings and conferences. May include pick up and distribution of mail as required. May assist various Leadership Committees on an as‑needed basis by preparing the agendas and supporting documents. Education & Experience High school diploma plus one to two years in a secretarial position. Proven skills in word processing, Microsoft Excel, strong organizational skills and attention to detail. Excellent communication skills. Ability to utilize various types of office equipment. Loan Processor Position Summary This position processes 1‑4 family real estate secured and consumer loans in conformance with regulatory requirements, and Bank, Secondary Market Investor & vendor guidelines, policies, and procedures. Full‑Time Hours: Monday through Friday 8:00 am to 4:30 pm Loan Center, 337 Broadway, Somerville, MA 02145 Salary Range Salary range: $25.60 – $38.74 per hour. Primary Responsibilities Receives submitted loan applications from all origination conduits and ensures application package is complete and accurate. Inputs loan application or reviews previously submitted loan application data in the bank’s Loan Origination software system (LOS) and, if applicable, vendor software, within designated time frame. Audits loan file documentation to confirm appropriate and accurate receipt and completion of any/all application documentation. Orders flood certifications, appraisal reports, title requests and, if appropriate, credit reports. Obtains all verification forms as necessary. Tracks and ensures receipt of required documents; reviews all documentation to ensure accuracy and completeness, and updates loan data in LOS and vendor software systems. Communicates loan statuses and related documentation deficiencies to applicants and loan interviewer/originator. Works with applicants to complete pre‑closing process to assure a timely closing. Other Responsibilities Answers mortgage loan telephone inquiries regarding current mortgage applications in process. Performs related clerical and administrative duties as may be assigned or requested. Education & Experience High school diploma. One to two years’ experience in loan processing. Good understanding of the bank’s loan products and services. Very detail oriented and demonstrates organizational, analytical and customer service skills. Excellent verbal & written communication skills. Ability to utilize various types of office equipment, including computer terminals. PC Skills and use of Microsoft Word, Excel; Loan Origination Software Encompass experience preferred. Winter Hill Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Other Information Physical/Work Conditions: In the performance of respective tasks and duties, the employee is expected to successfully perform the essential functions of the position. Reasonable employee accommodations for physical or mental disabilities will be considered on a case‑by‑case basis. While performing duties the employee is required to sit, bend, walk, talk, hear, pull, push, lift up to 20 lbs. (Technology Generalist position, 60–65 lbs.), and may be required to work evenings and/or weekends, attend remote meetings and/or to travel. Company Conformance: In the performance of respective tasks and duties, the employee is expected to successfully perform quality work within deadlines with or without supervision, interact professionally with other employees, customers and vendors (if applicable); work independently and as a team while understanding the necessity for communicating and coordinating work efforts with other employees and organizations and act in the Bank’s best interests. Bank Secrecy Act: In the performance of respective tasks and duties, the employee is expected to maintain knowledge of and ensure compliance with Bank Secrecy Act regulations and all other regulatory, security and bank policies and procedures. Privacy: All personal and financial customer information will be maintained in compliance with laws and regulations designed to secure that privacy. The employee is expected to comply with the bank’s policies and procedures or face discipline up to and including termination of employment. Employment: This job description is not a contract for employment. The tasks stated are the general and ordinary duties of the position and may be subject to change at any time due to business needs, staffing issues, banking requirements, reasonable accommodation or other reasons. From time to time other duties, both related and unrelated to your job description, may be assigned and, therefore, required and nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. #J-18808-Ljbffr Winter Hill Bank