Credit Trainee

Job Posting:

Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers’ complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.

Opportunity: Credit Trainee

Ferguson is seeking a motivated early-career professional to join our Credit team. This role is ideal for individuals with strong initiative, a positive attitude, and a desire to build a career in credit and financial operations.

Program Overview

The Credit Trainee Program is a structured, approximately one-year development program designed to build foundational knowledge in credit management and customer service.

Participants will gain hands-on experience across multiple business functions outside of Credit, including:

• Warehouse operations

• Sales counters and customer interaction

• Delivery logistics

• Inside and outside sales

• Branch operations

By the end of the program, trainees will have a practical understanding of trade credit and its role in supporting business growth.

Core Competencies

• Sales process understanding

• Credit evaluation and management

• Financial Statement Analysis

• Collections strategy

• Customer and branch relationship management

• Secondary security concepts

• Uniform Commercial Code (UCC) fundamentals

• Enterprise and vendor systems

Qualifications

• 0–3 years of experience post-bachelor’s degree (or equivalent work experience)

• Strong interest in a career in credit or financial operations

• Excellent communication and interpersonal skills (in-person, phone, and presentations)

• Ability to build relationships and work cross-functionally

• Comfortable in a fast-paced, customer-facing environment

• Team-oriented with a willingness to learn and stay engaged

Career Path

This role is the starting point for a career in credit management. Upon completion of the program, associates are prepared for a Credit Manager role, responsible for:

• Managing a portfolio of accounts receivable in a specific market and/or business segment

• Evaluating and extending credit

• Partnering with sales and customers to drive growth

• Managing collections and risk

High-performing Credit Managers may advance to leadership roles, including Area Credit Manager.

Location & Relocation

• Initial training location: Lenexa, KS (~12 months)

• Relocation required upon program completion

• Relocation assistance provided

• Geographic preferences will be considered, with flexibility expected

At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!

Pay Range:

$22.60 - $33.89

Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.

This role is Bonus or Incentive Plan eligible.

Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.

The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.

Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity.

Equal Employment Opportunity and Reasonable Accommodation Information (