Technical Product Manager - eCommerce & PSPs (Wallet, Payments & Commerce)

Technical Product Manager - eCommerce & PSPs (Wallet, Payments & Commerce) Cupertino, California, United States Software and Services This role will scale and advance the Apple Pay ecosystem by collaborating with leading PSPs, eCommerce merchants, payment processors, and channel partners to deliver seamless Apple Pay experiences across in-app and web-based payment surfaces. We\'re seeking a "hybrid" product/project professional to provide key subject matter expertise during initial engagements with new Apple Pay eCommerce partners and to implement new features with existing strategic partners. Description In this role, you will collaborate closely with BD, Product, Developer Relations, and Engineering teams to implement and scale Apple Pay eCommerce capabilities. You will drive PSP and merchant integrations, design scalable payment architectures, and communicate clearly with internal and external stakeholders across the billing, shopping, and travel verticals. You will work hands‑on with a variety of ecosystem partners — including PSPs, eCommerce platforms, third‑party payment processors, and technology service providers — to resolve integration issues, enable new capabilities, and maintain strong technical relationships that directly impact business outcomes. You will lead multiple Apple Pay eCommerce projects from conception through execution, ensuring alignment across merchants, PSPs, and internal teams. Your work will enable consistent, high-quality payment experiences and contribute to the ongoing innovation of Apple Pay on the web and in mobile commerce. You will also evangelize Apple Pay technology, drive Wallet adoption, and develop a deep understanding of industry standards and eCommerce payment trends. Responsibilities Integrate Apple Pay eCommerce functionality with key PSPs, payment processors, and strategic merchant partners across billing, shopping, and travel verticals. Define technical requirements, solution architectures, integration and testing plans, and launch milestones in collaboration with cross‑functional teams. Lead partner onboarding and implementations end‑to‑end, resolving technical blockers and driving execution across internal teams. Provide ongoing technical support and feature enablement for existing PSP and merchant partners to increase conversion and customer usage. Translate partner needs into clear technical requirements and product improvements, leveraging data and recurring feedback. Develop and refine documentation, APIs/SDKs, and tooling to simplify integrations and reduce partner onboarding friction. Serve as SME on eCommerce payment flows, tokenization, 3‑D Secure, and PSP integration patterns to guide troubleshooting and partner architecture reviews. Manage communication, progress, and status within core and external partner teams; surface and mitigate risks proactively. Monitor ecosystem trends (PSP consolidation, payment orchestration, BNPL, open banking) and advise internal teams on market‑ready enhancements. Participate in business development meetings to evaluate merchant and PSP capabilities, risks, and integration readiness. Minimum Qualifications 5+ years of experience as an engineering project/program/product manager, ideally within fintech, eCommerce, or core payment technologies. Experience in the payments industry, with specific focus on PSPs, payment gateways, and eCommerce payment processing. Ability to lead complex initiatives with hands‑on technical expertise, including web/mobile payment architectures, payment rails, and PSP integration patterns. Proven ability to communicate effectively with developers, non‑technical business partners, and executives at all levels. Strong problem‑solving, analytical, and critical thinking skills, with the ability to navigate ambiguity and make sound decisions. Exceptional time management, documentation, and organizational skills. B.A./B.S./M.S. EE/CS degree or equivalent required. Preferred Qualifications Direct experience working with PSPs, eCommerce resellers, or payment orchestration platforms on cross‑channel initiatives and new technologies. Deep understanding of Network Tokenization standards, EMV, 3‑D Secure (3DS), ISO 8583/ISO 20022, and mobile payment flows. Experience in payment processing, mobile commerce, merchant acquiring, and web‑based checkout implementations. Familiarity with Apple Pay JS, Payment Request API(W3C), and in‑app payment SDKs. At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $144,600 and $263,800, and your base pay will depend on your skills, qualifications, experience, and location. Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits. Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program. Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant. At Apple, we believe accessibility is a fundamental human right. You’ll find that idea reflected in everything here — in our culture, our benefits and our digital tools. By welcoming as many perspectives as possible, we help you build a career where you feel like you belong. Learn about accessibility in Apple’s workplace Learn about reasonable accommodations for job applicants Apple accepts applications to this posting on an ongoing basis. #J-18808-Ljbffr Apple Inc.