Community Banking Intern Program (Summer 2027)

Description

Community Banking Intern Program (Summer 2027)

The Experience:

The FNB Bastrop Community Banking Intern Program offers college students and recent graduates a comprehensive, hands-on experience in the core functions and mission of a community bank. This immersive program is designed to provide participants with a broad understanding of how a community bank operates, supports customers and businesses, and contributes to the economic growth and stability of its community.

Program Structure:

Throughout the program, interns will gain exposure to key departments and functions. Each experience is guided by professional bankers who provide practical training, project assignments, and role-specific knowledge.

Experiential learning includes:

• Retail Banking: Learn the fundamentals of customer service, account management, deposits, and daily branch operations. Observe and gain firsthand experience building relationships with customers and supporting their banking needs.
• Lending: Explore the lending process from application to closing. Work alongside commercial and consumer lenders to understand loan origination, underwriting, and relationship management.
• Credit Analysis: Develop analytical skills by reviewing financial statements and credit underwriting presentations alongside experienced credit professionals.
• Finance & Accounting: Assist in financial reporting, budgeting, and other projects to understand how a community bank maintains financial health and achieves financial performance.
• Risk Management: Learn how banks identify, assess, and mitigate risks related to operations, compliance, marketing, and other factors.
• Fraud Prevention & Security: Gain insight into the controls and systems used to protect customers and the Bank from fraud, cybersecurity threats, and other financial crimes.
• Wealth Management: Learn how professional financial planners serve customers to meet a variety of long-term financial goals and needs.

Professional Development: In addition to immersion in departments, interns will participate in workshops, social networking events, governmental and municipal council meetings, field trips, financial literacy, and community outreach activities.

The program also includes a capstone project, implemented as a weekly challenge, on the subject of mergers and acquisitions. Interns will be provided a weekly challenge project and will independently present their findings to our executive team and board of directors in weeks 2-6 of the program.

Program Goals:

By the end of the program, interns will be able to:

• Understand the mission, purpose, culture, and critical role of a community bank.
• Understand the organizational structure and interconnected functions of a community bank.
• Build practical skills applicable in banking, such as analysis of balance sheets, income statements, peer comparisons, budgets, credit memorandum presentations, and other financial analysis.
• Develop professional and mentorship relationships with banking professionals.
• Gain insight into potential career paths within the community banking industry.

Required Skills or Prerequisites:

• Demonstrated commitment and interest in serving one’s community
• Strong finance and accounting skills.
• Demonstrated leadership through extracurricular activities or internship/work experience.
• Strong oral and written communication skills, and interpersonal skills.
• Basic proficiency using Microsoft Office applications to include Word and Excel, as well as other database application systems.

Required Education:

• Identified as a Senior for Fall 2027 or recent graduate.
• Pursuing a bachelor’s degree in Finance, Accounting, Economics, Business or related discipline.

Other job details:

Pay Rate: $20 per hour

Job Type: Full Time, Temporary

Location: First National Bank of Bastrop Headquarters, Bastrop, TX (On-site)

Time period: Program runs from June 15- July 30, 2027.