Represented-Litigation Casualty Adjuster

Job Description

Job Description

Description:

American Freedom Insurance Company (AFIC) is a leader in the nonstandard automobile insurance industry. We are an expanding midsized, highly profitable company doing business in Illinois, Indiana, Pennsylvania, Tennessee, Texas, and with a license in Ohio. We are looking for a committed senior candidate to contribute their skills in a fast paced and growing organization. AFIC is a financially strong "A+" (Superior) AM Best and "A+" Better Business Bureau rated non-standard automobile insurer.

Responsibilities

• Own and proactively evaluate, negotiate and resolve auto injury claims including time limit policy demand losses, in various stages of the claim, from represented matters through litigation. (extensive litigation handling experience a plus)
• Able to easily comprehend and apply policy language provisions, conditions and exclusions, incorporating knowledge of applicable state laws, judicial decisions and regulations
• Responsible for an inventory of primarily attorney represented claims
• Able to identify high-risk matters, keep appropriate suspense, and take action to reduce unnecessary legal or monetary exposure
• Draft coverage position letters, denials or correspondence as needed
• Minimize claim costs and expenses to the extent possible
• Able to work across teams in the claim department to collaborate and mentor personnel on coverage and liability concepts, driving accurate and timely decisions and settlement amounts
• Identify process improvements to optimize business outcomes and increase efficiency
• Assist in responding to attorney, regulatory, produce, vendor, and consumer inquiries

• Minimum 5 years auto insurance casualty claim experience (10+ preferred)
• Bachelor’s degree preferred• Advanced knowledge and proven success in the resolution of complex, severe-injury claims
• Non-standard auto insurance experience preferred but not required
• Proficient and effective negotiation skills on complex claims
• Attention to detail producing high quality work product
• Able to critically think and offer practical solutions
• Strong coverage and liability analysis skills
• Knowledge of state regulations relative to claim practices
• Ability to solve problems and find solutions expeditiously
• Understand concepts of court processes
• Excellent oral and written communication skills
• Proficiency with technology, primarily Microsoft Office – Word and Excel
  

• Competitive Salary: Rewarding your expertise and experience
• Financial Security: 401K with up to a 6% company match
• Health & Wellness: Choice of Blue Cross Blue Shield PPO, HMO, or HSA plans, Dental and vision coverage, Access to telemedicine services
• Growth/Stability: Over 12 consecutive years of profitable growth, confirmed by A+ Superior rating by A.M. Best
• Work-Life Balance: Monday-Friday, 8 am-5 pm CST
• Holidays: At Least 6 Paid Holidays
• Paid Time Off (PTO): PTO that can be used for vacation, personal, or sick time
• Personal Days: Separate personal days for sickness, family needs, appointments or personal matters
• Employee Recognition: We celebrate work milestones to show appreciation for your contributions
• Professional Growth: Paid training, state licensing reimbursement, and opportunities for advancement
• Positive Culture: Enjoy our inclusive holiday events, employee referral bonuses, virtual team meetings, and more