Analyst II - Credit Department
$59.3k - $84.7kSeagate Technology
ABOUT OUR GROUP: Seagate’s Credit Department mitigates credit risk and enables profitable growth
by managing credit lines and exposures worldwide. We support our Collections
Team and partner closely with Sales, Sales Operations, Finance, and Legal to
maintain strong customer relationships while protecting Seagate’s balance sheet.
Our portfolio includes large, global customers, and we perform credit
assessments and credit limit recommendations in-house—leveraging customer
financial statements, payment behavior, and market intelligence, rather than
relying solely on external credit rating agency data. We are an organized and
well-established global group focused on high-quality service and continuous
improvement. ABOUT THE ROLE - YOU WILL: * Work closely with relevant departments to secure customer data and financial
statements
* Perform credit analysis for new and existing customers and assess the credit
risk associated with the proposed or assigned credit line
* Perform in-depth financial analysis and provide recommendations to support
management decision-making
* Create ad-hoc analyses, executive summaries, and recurring reporting to
support management decision-making
Monitor and analyze key economic indicators across AMER, EMEA, and APAC
Identify potential risks and opportunities within the Global customer portfolio
Perform cash flow analysis and create customer forecasts
Conduct research and conceptualize new techniques, ideas, and solutions for a variety of credit challenges
* Provide relevant departments with critical updates on the financial condition
of their customers
* Partner with Sales and Sales Operations to support order management decisions
(e.g., holds/releases) by monitoring credit exposure, past-due trends, and
dispute risk
* Work as one global team: coordinate and facilitate credit and collections
efforts with close communication and collaboration across regions
* Enforce credit policies and procedures through, but not limited to, the
following:
Be familiar with the policies and procedures
Maintain and update desktop procedures on a regular basis
Communicate and enforce policies when necessary
Assist with SOX controls and compliance procedures
Perform ad-hoc control procedures that may be assigned ABOUT YOU: Eager to learn and curious about what is going on in the World
Strong attention to detail and ability to notice discrepancies in data
Interested in new techniques using AI and Machine Learning to automate and improve credit analysis
* Able to interpret and synthesize financial data, news, and relevant market
intelligence (including third-party sources) as inputs to Seagate’s in-house
credit assessment
Experience in developing mathematical and statistical models is a plus
Being proactive on taking actions on anticipated environmental changes, legislation, market movements, annual performance results of our customers,
and compliance with statutory and regulatory requirements.
Basic concept of credit risk mitigation strategies, practices, and systems
Exceptional analytical skills
Knowledge in analysis of financial statements, cash flow analysis, industry/market credit research, and ever-changing country risks is a plus
* Outstanding communication and presentation skills with the ability to develop
customer relationships, negotiate, and effectively relay information and
resolve disputes
* Possess a process improvement mindset with a desire to consistently look for
ways to improve efficiency and service while maintaining a “big picture”
perspective
Proven initiative to support current and future growth
*Please note: Visa sponsorship is not available with this position YOUR EXPERIENCE INCLUDES: * Working in a credit analysis function or quantitative experience
Bachelor’s and/or equivalent experience
Proficiency with Microsoft Office applications (Word, Excel, Power Point)
Excellent English verbal and written communication skills (Understanding and reading Chinese fluently is a plus)
* Ability to effectively manage competing deadlines for projects, with varying
degrees of supervision You May Also Have: Familiarity with SAP system
Worked in larger scale corporations that have presence worldwide LOCATION: United States Remote; #LI-Remote United States; This is a fully remote
opportunity. Seagate is able to offer virtual employment for this position in the following
states: AL, AZ, CA, CO, CT, FL, GA, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC,
NH, NJ, NM, NY, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY. The estimated base salary range for this position is $59,300 - $84,700. The
individual salary is based on work location and additional factors, including
job-related skills, experience, and relevant education or training. Seagate offers comprehensive benefits to its eligible employees, including, but
not limited to, eligibility to participate in discretionary bonus program,
medical, dental, vision, and life insurance, short-and long-term disability,
401(k), employee stock purchase plan, health savings account, dependent care,
and healthcare spending accounts. Seagate also offers paid time off, including
12 holidays, flexible time off provided pursuant to Seagate policy, a minimum of
48 hours of paid sick leave, and 16 weeks of paid parental leave. The benefits
for this position are based on a full-time schedule for a full calendar year and
may differ depending on work location. Location: Remote United States
Travel: Up to 10%
Vacancy posted 2 days ago
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