Transaction Banking, Liquidity & Account Management Lead, Vice President

Transaction Banking, Liquidity & Account Management Lead, Vice President New York, NY, United States Job Description Transaction Banking Our mission is simple: provide a global transaction banking platform that is nimble, secure, and easy for clients to use. We have delivered a modern, digital‑first transaction banking platform to serve GS’ varied client base. Our business combines the strength, heritage, and expertise of a 150‑year‑old firm with the agility and entrepreneurial spirit of a tech start‑up designed to solve some of the most complex operational needs in the industry. We aim to help our clients achieve working capital efficiency gains by optimizing their short‑term liquidity needs and simplifying their cash management operations. We do so by delivering a best‑in‑class digital solution that helps clients manage their liquidity movements, foreign exchange and payments, enabling international treasury operations and commerce. We’re a team of diverse Treasury and Payments specialists helping our clients’ solutions and building for the future. Position Overview We are seeking an experienced, strategic, and commercially driven Vice President (SVP), Liquidity & Account Management Lead to lead our liquidity and deposit product suite in New York. In this high‑impact leadership role, you will own the end‑to‑end product lifecycle, strategic priorities and financial performance (P & L) for our core liquidity offerings, including Demand Deposit Accounts (DDAs), Term Deposits, and Notice Accounts. As the Head of Liquidity Product, you will ensure our products maintain a robust “license to operate” by proactively managing regulatory compliance, operational risk, and local legal frameworks. You will act as a key bridge between our strategic Liquidity team who build our capabilities and client‑facing teams, partnering closely with Coverage to deliver sophisticated, yield‑optimized, and regulatory‑compliant liquidity solutions to our key target market clients. Key Responsibilities Product Strategy & Lifecycle Management End‑to‑end ownership: help to define the multi‑year strategic Liquidity product roadmap ensuring alignment with broader corporate treasury and transaction banking goals. Innovation & Development Prioritize commercialization of new liquidity features, yield structures, and digital capabilities to maintain market competitiveness. Lifecycle Management Monitor product health, usage metrics, and client feedback to continuously optimize, simplify, or decommission legacy offerings. P & L Accountability Drive the financial performance of the liquidity portfolio, optimizing NIM, balance sheet stability, and overall deposit profitability. Regulatory, Compliance & License to Operate Ensure all liquidity products strictly comply with U.S. federal and state regulations, as well as international standards governing deposit‑taking institutions. Risk & Governance Maintain a robust risk management framework, proactively identifying and mitigating operational, conduct, and market risks associated with deposit portfolios. Audit & Regulatory Engagement Act as the primary SME for internal audits, risk committees, and external regulatory reviews concerning the liquidity product suite. Coverage Interface & Client Solutions Sales enablement: partner closely with Relationship Managers and Coverage teams to structure bespoke liquidity and yield‑enhancement solutions for high‑value clients. Market Intelligence Conduct regular competitor analyses and market research to identify emerging treasury trends, client pain points, and new business opportunities. Qualifications & Experience Education Bachelor’s degree in Finance, Economics, Business Administration, or a related field; MBA, CFA, or CTP designation is highly preferred. Experience 10+ years of experience in Transaction Banking, Corporate Treasury, or Liquidity Product Management, with at least 5 years in a senior leadership capacity. Product Expertise Deep, hands‑on knowledge of DDA structures, fixed/floating term deposits, notice accounts, sweep products, and yield‑curve dynamics. Regulatory Knowledge Strong understanding of U.S. banking regulations (e.g., BaselIII, LCR, NSFR, RegulationD) and their impact on corporate deposits. Financial Acumen Proven track record of managing a product P & L, balance sheet optimization, and complex pricing models. Leadership Exceptional stakeholder management skills with a demonstrated ability to influence cross‑functional teams across Coverage, Risk, Compliance, Operations, and Technology. About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firm‑wide networks to benefits, wellness and personal finance offerings and mindfulness programs. Goldman Sachs is an equal‑opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veteran status, disability, or any other characteristic protected by applicable law. Salary Range The expected base salary for this New York, NY, United States‑based position is $125,000–$250,000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year‑end. Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non‑temporary, full‑time and part‑time U.S. employees who work at least 20 hours per week, can be found here. We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year. We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities. We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state‑of‑the‑art on‑site health centers in certain offices. To encourage employees to live a healthy and active lifestyle, some of our offices feature on‑site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre‑approved amount). We offer on‑site child care centers that provide full‑time and emergency backup care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available. Job Info Job Identification 175377 Job Category Vice President Posting Date 06/16/2026, 06:07 PM Location New York, NY, United States #J-18808-Ljbffr