Commercial Real Estate Analyst I

Axos Bank Target Range: $23.00/Hr. - $25.00/Hr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 10% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets. About This Job We are looking for a Commercial Real Estate Analyst to support our Commercial Real Estate Specialty Lending Group to work primarily with the relationship managers to support the group with managing loans within the portfolio of existing construction and bridge loans. Additionally, assist in managing the pipeline for new loan opportunities as well as compiling and organizing files necessary for underwriting/closing. Responsibilities: * Understanding critical business milestones for our borrowers * Monitoring the portfolio to track all covenants and deadlines * Preparing quarterly loan reviews for loans that are within the portfolio * Reading and comprehending loan documents * Preparing internal memorandums for approval concerning monitored loans * Analyzing multiple commercial real estate collateral types * Supporting positions with conviction by presenting detailed analysis and metrics to support * Establishing strong relationships with the senior management as well as with our counterparties * Making process-based decisions with a strong emphasis on data and key industry metrics Qualifications: * Bachelor's Degree or higher. Preferred major/specialization in Finance, Business, Real Estate, Economics, Accounting, and/or Mathematics * 1+ years of experience in analyzing, underwriting, and/or managing asset based and commercial real estate * 1+ years of experience with a banking institution or finance company * Commercial real estate bridge and construction lending experience preferred * Ability to write coherent and well thought out summaries that demonstrates understanding of the loan opportunity * Superior analytical and modeling experience capable of generating fully integrated cash flow models * Strong ability to spread financial statements and to provide clear and concise written financial analysis supporting hers/his views of the borrower's financial condition * High energy, intellectual curiosity, and ability to work in a demanding environment * Dedicated work ethic and self-starter * Proficient with Microsoft Excel and Word Axos Employee Benefits May Include: * Medical, Dental, Vision, and Life Insurance * Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year) * HSA or FSA account and other voluntary benefits * 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan * Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading About Axos Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). Learn more about working at Axos Pre-Employment Background Check and Drug Test: All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization. Equal Employment Opportunity: Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws. Job Functions and Work Environment: While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position. E-Verify and Right to Work Notices Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. IER Right to Work Poster (English/Spanish) E-Verify Participation Poster (English/Spanish)