Software Engineer - Full Stack Java, API

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Software Engineer within PNC's Lending Technology organization, you can be based in Pittsburgh, PA or Dallas, TX.

Join a high-impact technology team focused on transforming the digital experience for credit card customers. This team supports critical customer journeys across the credit card lifecycle, including onboarding, lost card services, and other customer-facing experiences.
Working within an Agile environment, the Software Developer will play a key role in designing, building, and modernizing applications that enhance customer interactions. While this is a full-stack position, the role is primarily backend-focused and will involve developing scalable APIs, contributing to microservices architecture, supporting production deployments, and mentoring junior engineers.PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

Core Responsibilities

• Design, develop, test, and implement software solutions that support credit card customer journeys and digital experience modernization initiatives.
• Build and enhance backend services using Java to deliver scalable, reliable, and high-performing business applications.
• Develop and maintain Spring-based applications and services to support enterprise-level customer-facing functionality.
• Design, develop, and integrate REST APIs that enable seamless communication between customer-facing applications and backend systems.
• Create and support microservices architectures to improve application scalability, flexibility, and maintainability.
• Contribute to front-end enhancements using JavaScript to improve user experiences across digital channels.
• Participate in code reviews to ensure adherence to development standards, application quality, and best practices.
• Lead troubleshooting, debugging, and performance optimization efforts across the application stack.
• Support software deployments and production releases, including participation in scheduled monthly release activities that may require occasional evening or weekend support.
• Collaborate with product owners, architects, and Agile team members to translate business requirements into technical solutions.
• Prepare and maintain technical documentation, implementation guides, and operational procedures.
• Mentor and provide technical guidance to junior engineers, helping elevate team capabilities and development practices.

Preferred Skills & Experience

• Hands-on experience developing enterprise applications using Java for backend application development and business logic implementation.
• Strong experience with Spring and the Spring ecosystem for building scalable, secure, and maintainable applications.
• Expertise developing Microservices architectures to support distributed, cloud-ready application environments.
• Proven experience with API Development, including designing, building, testing, and supporting RESTful services.
• Working knowledge of JavaScript to support front-end functionality and integration with backend services.
• Experience participating in Agile software development teams, including sprint planning, development, testing, and release activities.
• Strong understanding of software design principles, code quality standards, and application lifecycle management.
• Experience conducting code reviews and providing technical leadership across development teams.
• Ability to work in production support and release management environments, including scheduled deployment and release activities.
• Experience with Angular for developing and enhancing modern web-based user interfaces.
• Familiarity with Oracle databases, including working with data models, queries, and application integrations.
• Additional experience in API Development and integration patterns across enterprise applications.
• Banking, financial services, or credit card industry experience with an understanding of customer-facing transactions and servicing platforms.
• Previous experience mentoring developers and contributing to technical best practices within Agile teams.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Application Development, Business Management, Customer Solutions, Design, Group Problem Solving, Java (Programming Language), Microservice Framework, Process Improvements, Release Management, RESTful APIs, Software Solutions, User Experience (UX) Design

Competencies

Application Design, Architecture, Application Development Tools, Application Maintenance, Application Testing, Packaged Application Integration, System Development Life Cycle, Technical Troubleshooting, Technical Writing/Documentation

Work Experience

Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Pay Transparency

Base Salary: $75,000.00 – $137,500.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 07/22/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com .

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at View email address on us.fitly.work. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call View phone number on us.fitly.work and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.