Credit Analyst

Job Details Job Location: Luxemburg Main - Luxemburg, WI 54217 Position Type: Full Time Salary Range: $27.93 - $34.23 Hourly Travel Percentage: None Job Shift: Day Job Category: Banking Bank of Luxemburg is a community bank committed to teamwork, transparency, continuous improvement, and exceptional customer service. As a 2025 & 2026 Top Workplace, we believe in creating an environment where employees grow, contribute, and make a meaningful impact. We are seeking to add a detail-oriented Credit Analyst to our team who thrives in a collaborative environment and is passionate about supporting local businesses and individuals through sound credit decisions. This is fully onsite position reporting to our Luxemburg, WI office Monday - Friday. About the Role As a Credit Analyst, you'll review and analyze financial information to help determine the level of risk associated with extending credit to new and existing commercial customers. You'll prepare clear, accurate credit presentations used by lenders, senior management, and loan committee members. What You'll Do Develop Credit Presentations - Review financial statements, tax returns, credit bureaus, collateral, and cash flow to assess creditworthiness. Support Loan Renewals - Initiate renewal workflows, gather documentation, and coordinate with Commercial Loan Officers. Analyze Risk - Recommend appropriate risk ratings and verify aggregate credit exposure. Prepare Documentation - Complete ACH reviews, borrowing base agreements, appraisal reviews, and internal loan reports. Collaborate Across Teams - Present findings to the Chief Credit Officer, AVP of Commercial Credit, Loan Officers, and Chief Lending Officer. Qualifications Credit Analysis Experience - At least 1 year of credit or financial analysis experience Education - Bachelor’s degree in Accounting, Finance, Business Management, Economics, or equivalent experience. Technical Skills - Proficiency in Microsoft Office, especially Excel. Analytical Strength - Strong reasoning, problem-solving, and time-management abilities. Communication & Detail - Clear written and verbal communication skills and a high level of accuracy. Why Bank of Luxemburg Community-Centered Culture - We're rooted in teamwork, transparency, and service. Growth Opportunities - Professional development and continuous learning encouraged. Competitive Benefits - Health, dental, vision, paid time-off, and paid time-off to volunteer. Top Workplace Recognition - Proudly voted a Top Workplace in 2025 & 2026. Mission-Driven Work - Every decision supports our mission to positively impact people’s lives. Join Us If you're ready to use your analytical strengths to support local businesses, strengthen our community, and help us continue making a positive impact, we'd love to meet you. #J-18808-Ljbffr Bank of Luxemburg