Mortgage Loan Officer - South Carolina

At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network. Primary Responsibilities Completes mortgage applications for submission to the loan processing and underwriting departments Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation Structures loan to comply with acceptable lending practices and Federal regulations Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact Answers customer calls and walk‑in customers to discuss various loan products and qualification information Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business Cross‑sells other bank products and services Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations May participate in networking through professional, business and community organizations and activities to promote and market loan products Requirements High School Diploma or GED One (1) year of mortgage lending experience with proven mortgage production Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners Preferred Bachelor's degree Prior Mortgage Loan Officer experience Skills and Competencies Good organizational skills Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. Knowledgeable on agency and investor regulations and guidelines Must be able to build and maintain internal and external relationships to deliver high levels of service Must be able to multi‑task competing priorities and meet tight deadlines Proficient in Microsoft Office products Sales acumen Strong written and verbal communication skills Preferred Production Mortgage Loan Officers with a recent minimum of 1M per month average proven production volume Current mortgage origination experience Incentive Pay Plans This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals. Benefits Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Location Charleston, South Carolina Equal Opportunity Employer Regions is an Equal Opportunity Employer. Applications and employment decisions are made without regard to race, color, religion, gender, national origin, age, disability, or veteran status. #J-18808-Ljbffr Regions Bank