Corporate Loan Document Imaging Specialist

Make the change and be the difference. Take ownership at MCB!

Established in 1960 with just one location in Morton, IL, Morton Community Bank (MCB) has grown to over 550 employees, 50 locations and over $5 billion in assets! We pride ourselves on our dedicated service to our customers and our communities, while placing much value on our internal assets, our employees. Each MCB employee OWNS a portion of the bank with our ESOP (Employee Stock Ownership Plan). The ESOP has proven to be a substantial benefit to employees upon retirement.

Pay or shift range: $18.82 USD to $23.63 USD

The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

Enjoy the Benefits of working at MCB!

Medical, Dental, Vision, Short-Term Disability, HSA, FSA, 401k.

Life and AD&D Insurances, Long-Term Disability, Vacation Days, Personal Days, and Paid Holidays.

Job Summary
Responsible for all aspects of loan imaging, including prepping, scanning and indexing of customer and loan files to ensure regulatory and audit compliance, as well as timely accessibility of information. Also responsible for evaluating Commercial and Consumer loans and ensuring all documents and due diligence items have been imaged in their entirety. Responsible for identifying and addressing any missing items and taking appropriate action to obtain documentation deemed necessary in order to minimize potential discrepancies or risk to the bank.

Essential Duties & Responsibilities
• Maintains strong understanding and working knowledge of lending operations, loan documentation, collateral lien perfection, disclosures, title insurance, UCC filing, lending policies/ procedures, and terminology related to banking laws and regulations
• Performs quality review of loan packages, both electronic and paper, to determine the accuracy of documents as related to the loan structure, as well as ensuring the quality, consistency, and accuracy of the loan documents and that all required supporting documentation has been obtained
• Works closely with the Loan Officers, Loan Assistants, Commercial Loan Processing, Retail Loan Processing, and Loan Servicing Departments to adequately maintain file integrity
• Accurately establishes document tracking requirements per loan approval and the Business Loan Agreement
• Reviews existing processes and procedures and works closely with management on process improvements
• Assists with various Commercial Loan Operations projects as requested
• Ensures privacy and integrity of all documents

Supervisory Requirements

Personnel Management: This position has no supervisory responsibilities.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• The physical activities of this position may include climbing, reaching, standing, lifting, talking, hearing and performing repetitive motions.
• Medium exertion; exerting up to 50 pounds of force occasionally, and or up to 20 pounds of force frequently, and or up to 10 pounds of force constantly to move objects.
• The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; viewing a computer terminal.

Work Environment

The work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• The noise level in the work environment is usually moderate.
• Employees, who work 7 ½ continuous hours or more, must take a 30 minute uninterrupted lunch break no later than 5 hours after beginning their work day

Education and Qualifications

Essential:
• High school diploma or equivalent
• BSA and other Bank related training through BAI is required annually
Desirable:
• Some college

Experience

Essential:
• Knowledge of customer service principles
• Banking experience
• Loan documentation experience
• Relevant computer skills

This job description is not an employment contract, implied or otherwise; therefore, employment relationship remains "at-will

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.